Allegany County property record for 509 E Oldtown Rd, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,770 sqft · built 1915 |
| Lot Size | 0.154 acres (6,718 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $89,002 (Oct 2024) |
| Tax Bill | $1,122 (2025) |
| Deeds & Mortgages | Mar 2024 Foreclosure Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-038347 |
| Primary APN | 04-038347 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,770 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Siding |
| Roof Material | Slate |
| Lot Area | 6,718 sqft (0.154 acres) |
| Porch | Slab |
| Porch Area | 528 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 038347 |
|---|---|
| Street Address | 509 E OLDTOWN RD |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-3670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 509 OLDTOWN RD BRINKER ADDN 54X131 53X120 |
| Legal Subdivision | BRINKER ADD |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 700 |
509 E Oldtown Rd is held in a trust since October 2024.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2429 WESTMINSTER DR, OLNEY, MD 20832-2637 |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2024 | Trustee's Deed, Foreclosure |
| Jun 11, 2021 | Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2024 · Amount on File |
| Deed Sale | Oct 8, 2024 · Amount on File |
| Prior Sale | Mar 19, 2024 · Amount on File |
| Deed Book / Page | 3002 / 369 |
| Prior Transfer Date | Feb 15, 2024 |
| Prior Transfer Doc | 002952-0117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Mar 19, 2024 |
| Property Address | 509 E OLDTOWN RD, CUMBERLAND, MD 21502-3670 |
| Document Number | 002952-0117 |
| Book / Page | 2952 / 117 |
| Instrument Date | Feb 15, 2024 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $525.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 211128, SAINT PAUL, MN 55121-2528 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jun 11, 2021 |
| Property Address | 509 E OLDTOWN RD, CUMBERLAND, MD 21502-3670 |
| Document Number | 002669-0275 |
| Book / Page | 2669 / 275 |
| Instrument Date | May 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | COMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 E OLDTOWN RD, CUMBERLAND, MD 21502-3670 |
| Document Number | 0002669283 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2669/283 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 509 E Oldtown Rd was $1,122.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,900 Land $12,100 Building $118,800 | $130,900 Land $12,100 Building $118,800 | |
| 2025 | $1,122.00 | ||
| 2023 | $981.00 | $105,500 Land $12,100 Building $93,400 | $105,500 Land $12,100 Building $93,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 E Oldtown Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1978–1995) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jun 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 E Oldtown Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 859 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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