513 Deborah Dr, Reading, PA 19608 Property Records

Berks County property record for 513 Deborah Dr, Reading, PA 19608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,421 sqft · built 1991
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Aug 2010)
Tax Bill	$2,765 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4386-18-30-8530`

Property Details

APN / Parcel Number

Primary APN	`4386-18-30-8530`
Alternative APNs	`80-4386-18-30-8530` `80591513` `591513`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,421 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Stoop
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	80591513
Street Address	513 DEBORAH DR
City	READING
State	PA
Zip	19608-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OAK TERRACE
Legal Block	30
Legal Lot Number	150
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	1
Census Block	1009
Census Tract	10803

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	513 DEBORAH DR, READING, PA 19608-1936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Line of Credit RIVERFRONT FCU
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage RIVERFRONT FCU
Apr 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2010 · Amount on Record
Deed Sale	Aug 31, 2010 · Amount on Record
Prior Sale	Jun 29, 2010 · Amount on Record
Deed Document Number	201033251
Last Transfer Date	Mar 20, 2015
Transfer Doc	0000009424
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	513 DEBORAH DR, READING, PA 19608-1936
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047350
Date	Dec 12, 2022
Instrument	2022047350

Lender

Name	RIVERFRONT FCU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	513 DEBORAH DR, READING, PA 19608-1936
Transaction Type	Mortgage
Record Updated	Mar 3, 2022
Title Company	EDGE ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007094
Date	Feb 17, 2022
Instrument	2022007094

Lender

Name	RIVERFRONT FCU
Type	Credit Union
Address	READING, PA 19602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	513 DEBORAH DR, READING, PA 19608-1936
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	EDGE ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011657
Date	Apr 17, 2019
Instrument	2019011657

Lender

Name	FEDERAL CREDIT UNION
Type	Credit Union
Address	READING, PA 19602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2039

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,765.00 (+12.03%) Homeowner's exemption	$154,000 (-) Land $28,300 Building $125,700	$28,300 (-81.62%) Land $28,300
2024	$2,468.00	$154,000 Land $28,300 Building $125,700
1994			$154,000 Land $28,300 Building $125,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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