Berks County property record for 138 Deborah Dr, Reading, PA 19610
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,660 sqft · built 1986 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,900 (Jul 2020) |
| Tax Bill | $3,351 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4396-05-09-6525 |
| Primary APN | 4396-05-09-6525 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Basement Area | 1,520 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 12,632 sqft (0.29 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 96970119 |
|---|---|
| Street Address | 138 DEBORAH DR |
| City | READING |
| State | PA |
| Zip | 19610-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GRANDVIEW ESTATES |
| Legal Block | 09 |
| Legal Lot Number | 39 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | WYOMISSING |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 11000 |
138 Deborah Dr is owned and occupied by two individuals who bought it in July 2020.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 138 DEBORAH DR, READING, PA 19610-3104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 28, 2020 | Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Aug 22, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2020 · Amount on File |
| Deed Sale | Jul 28, 2020 · Amount on File |
| Prior Sale | Aug 22, 2019 · Amount on File |
| Deed Document Number | 202025083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 138 DEBORAH DR, READING, PA 19610-3104 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|---|
| Address | 138 DEBORAH DR, READING, PA 19610-3104 |
| Document Number | 0000007378 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024007378 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 28, 2020 |
| Property Address | 138 DEBORAH DR, READING, PA 19610-3104 |
| Document Number | 0000025083 |
| Map Reference | VOL 125 PG 64 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 2020025083 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | PANDO ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 138 DEBORAH DR, READING, PA 19610-3104 |
| Document Number | 0000025084 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 2020025084 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 22, 2019 |
| Property Address | 138 DEBORAH DR, READING, PA 19610-3104 |
| Document Number | 0000028285 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 28285 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,480.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5672 ALLENTOWN PIKE READING PA 196059232, READING, PA 19605-9232 |
The 2026 property tax bill for 138 Deborah Dr was $3,351 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Wyomissing Borough |
| Unified School District | Wyomissing Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,351.00 Homeowner's exemption | $214,000 Land $65,600 Building $148,400 | $65,600 Land $65,600 |
| 2024 | $2,941.00 | $214,000 Land $65,600 Building $148,400 | |
| 1994 | $214,000 Land $65,600 Building $148,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 138 Deborah Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 138 Deborah Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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