513 Cottage St, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 513 Cottage St, Pawtucket, RI 02861

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,792 sqft · built 1959
Lot Size	0.167 acres (7,260 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,177 (2025)
Deeds & Mortgages	Jan 2018 Sale Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:10 L:0846`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:10 L:0846`
Alternative APN	`100846`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,792 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,260 sqft (0.167 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	100846
Street Address	513 COTTAGE ST
City	PAWTUCKET
State	RI
Zip	02861-1625
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RT
Legal Lot Number	846
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	2
Census Block	2003
Census Tract	15600

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	513 COTTAGE ST, PAWTUCKET, RI 02861-1625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2018	Warranty Deed, Transfer
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Jan 31, 2018
Property Address	513 COTTAGE ST, PAWTUCKET, RI 02861-1625
Document Number	4189-68
Book / Page	004189 / 000068
Instrument Date	Jan 29, 2018
Instrument	58
Transaction Type	Transfer
Record Updated	Feb 20, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	513 COTTAGE ST PAWTUCKET RI 028611625, PAWTUCKET, RI 02861-1625

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	513 COTTAGE ST, PAWTUCKET, RI 02861-1625
Document Number	4173-188
Book / Page	004173 / 000188
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 COTTAGE ST PAWTUCKET RI 028611625, PAWTUCKET, RI 02861-1625

Mortgage

Document Number	4173-188
Date	Dec 18, 2017
Book Page	004173/000188
Instrument	61

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2047

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,177.00 (+29.23%)	$393,700 (+66.47%) Land $118,500 Building $275,200	$442,162
2023	$4,006.00 (+2.17%)	$236,500 (-) Land $91,300 Building $145,200
2022	$3,921.00	$236,500 Land $91,300 Building $145,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on Cottage St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures