500 Cottage St, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 500 Cottage St, Pawtucket, RI 02861

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 2003
Lot Size	0.114 acres (4,948 sqft)
Owner	Individual Name on File
Last Sale	$222,500 (May 2018)
Tax Bill	$4,249 (2025)
Deeds & Mortgages	Feb 2023 Refinance May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:10 L:0138`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:10 L:0138`
Alternative APN	`100138`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	1,160 sqft
Basement Area	1,160 sqft
Unfinished Basement	1,160 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,948 sqft (0.114 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	100138
Street Address	500 COTTAGE ST
City	PAWTUCKET
State	RI
Zip	02861-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Lot Number	138
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	2
Census Block	2014
Census Tract	15500

Owner

500 Cottage St is owned and occupied by an individual who bought it in May 2018.

Source: Pawtucket City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	500 COTTAGE ST, PAWTUCKET, RI 02861-1626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
May 7, 2018	Warranty Deed, Transfer · Conventional with PMI NAVIGANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2018 · Amount on File
Deed Sale	May 7, 2018 · Amount on File
Prior Sale	Aug 27, 2012 · Amount on File
Deed Document Number	201835
Deed Book / Page	4224 / 236
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	500 COTTAGE ST, PAWTUCKET, RI 02861-1626
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004962-334
Date	Feb 21, 2023
Book Page	4962/334
Instrument	31

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	May 7, 2018
Property Address	500 COTTAGE ST, PAWTUCKET, RI 02861-1626
Document Number	4224-236
Book / Page	004224 / 000236
Instrument Date	May 7, 2018
Instrument	35
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4224-238
Date	May 7, 2018
Book Page	004224/000238
Instrument	36

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 500 Cottage St was $4,249.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,249.00	$323,100 Land $113,600 Building $209,500	$375,655
2023	$4,352.00 (+2.18%)	$256,900 (-) Land $87,500 Building $169,400
2022	$4,259.00	$256,900 Land $87,500 Building $169,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 Cottage St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 500 Cottage St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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