513 Central Ln, Luverne, MN 56156 Property Records

Rock County property record for 513 Central Ln, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	1,188 sqft · built 1967
Lot Size	0.232 acres (10,123 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2025)
Tax Bill	$2,606 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2005 Mortgage + 5 more
APN	`20-1756-000`

Property Details

APN / Parcel Number

Primary APN	`20-1756-000`

Interior

Building Area	1,188 sqft Living Area
Basement Area	894 sqft
Finished Basement	894 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	10,123 sqft (0.232 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	513 CENTRAL LN
City	LUVERNE
State	MN
Zip	56156-1052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 2' OF LOT 6 & ALL OF LOT 7 BLOCK 2
Legal Subdivision	WESTVIEW ADDITION
Legal Block	2
Legal Lot Number	6,7
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	1
Census Block	1019
Census Tract	570200

Owner

Source: Rock County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 S FAIRVIEW DR, LUVERNE, MN 56156-1021
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS & MERCHANTS NATI
Aug 3, 2005	Deed of Trust, Mortgage FIRST PREMIER BANK
Jun 26, 2012	Deed of Trust, Mortgage · FHA Mortgage FIRST PREMIER BANK
Jun 30, 2005	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 18, 2007	Deed of Trust, Mortgage FIRST PREMIER BANK
Sep 16, 2022	Warranty Deed, Transfer · Conventional Mortgage MINNWEST BANK
May 10, 2016	Warranty Deed, Transfer · Conventional Mortgage RELIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2025 · Amount on Record
Deed Sale	Aug 4, 2025 · Amount on Record
Prior Sale	Sep 16, 2022 · Amount on Record
Deed Document Number	2025208534
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	513 CENTRAL LN, LUVERNE, MN 56156-1052
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000199426
Date	Feb 23, 2021
Instrument	199426

Lender

Name	FIRST FARMERS & MERCHANTS NATI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	513 CENTRAL LN, LUVERNE, MN 56156-1052
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000162030
Date	Aug 3, 2005
Instrument	162030

Lender

Name	FIRST PREMIER BANK
Address	SIOUX FALLS, SD 57105

Agreement

Amount	Amount Recorded

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	513 CENTRAL LN, LUVERNE, MN 56156-1052
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000179487
Date	Jun 26, 2012
Instrument	179487

Lender

Name	FIRST PREMIER BANK
Address	SIOUX FALLS, SD 57104

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2027

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	513 CENTRAL LN, LUVERNE, MN 56156-1052
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161780
Date	Jun 30, 2005
Instrument	161780

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2035

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	513 CENTRAL LN, LUVERNE, MN 56156-1052
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167444
Date	Sep 18, 2007
Instrument	167444

Lender

Name	FIRST PREMIER BANK
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Sep 16, 2022
Property Address	513 CENTRAL LN, LUVERNE, MN 56156-1052
Document Number	0000203192
Instrument Date	Sep 7, 2022
Instrument	203192
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$828.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	513 CENTRAL LN, LUVERNE, MN 56156-1052

Mortgage

Document Number	0000203193
Date	Sep 16, 2022
Instrument	203193

Lender

Name	MINNWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

May 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	May 10, 2016
Property Address	513 CENTRAL LN, LUVERNE, MN 56156-1052
Document Number	0000188301
Instrument Date	May 6, 2016
Instrument	188301
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 CENTRAL LN, LUVERNE, MN 56156-1052

Mortgage

Document Number	0000188302
Date	May 10, 2016
Instrument	188302

Lender

Name	RELIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,606.00 (+15.41%)	$254,200 (+16.13%) Land $14,200 Building $240,000	$254,200 (+16.13%) Land $14,200 Building $240,000
2023	$2,258.00	$218,900 Land $12,200 Building $206,700	$218,900 Land $12,200 Building $206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20

May also be available: Verizon.

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