413 Central Ln, Luverne, MN 56156 Property Records

Rock County property record for 413 Central Ln, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	1,176 sqft · built 1962
Lot Size	0.286 acres (12,497 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,900 (Apr 2021)
Tax Bill	$3,062 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2023 Mortgage + 1 more
APN	`20-0566-000`

Property Details

APN / Parcel Number

Primary APN	`20-0566-000`

Interior

Building Area	1,176 sqft Living Area
Basement Area	392 sqft
Finished Basement	392 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	12,497 sqft (0.286 acres)
Garage Type	Attached
Garage Area	1,232 sqft
Parking Spaces	5 Parking Spaces
Porch	Screened Porch
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	413 CENTRAL LN
City	LUVERNE
State	MN
Zip	56156-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	DAVIS ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	1
Census Block	1019
Census Tract	570200

Owner

Source: Rock County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 CENTRAL LN, LUVERNE, MN 56156-1053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	2021199927
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	413 CENTRAL LN, LUVERNE, MN 56156-1053
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 CENTRAL LN, LUVERNE, MN 56156-1053

Mortgage

Document Number	0000209441
Date	Jan 28, 2026
Instrument	209441

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	413 CENTRAL LN, LUVERNE, MN 56156-1053
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203899
Date	Jan 13, 2023
Instrument	203899

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Apr 30, 2021
Property Address	413 CENTRAL LN, LUVERNE, MN 56156-1053
Document Number	0000199927
Instrument Date	Apr 20, 2021
Instrument	199927
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$626.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	413 CENTRAL LN, LUVERNE, MN 56156-1053

Mortgage

Document Number	0000199928
Date	Apr 30, 2021
Instrument	199928

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,062.00 (+10.3%)	$292,100 (+18.26%) Land $17,500 Building $274,600	$292,100 (+18.26%) Land $17,500 Building $274,600
2023	$2,776.00	$247,000 Land $15,000 Building $232,000	$247,000 Land $15,000 Building $232,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20

May also be available: Verizon.

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