513 7th St, Traer, IA 50675 Property Records

Tama County property record for 513 7th St, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,484 sqft · built 1890
Lot Size	0.331 acres (14,418 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,500 (Jun 2017)
Tax Bill	$3,054 (2025)
Deeds & Mortgages	May 2014 Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07.10.330.004`

Property Details

APN / Parcel Number

Primary APN	`07.10.330.004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
Basement Area	441 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,418 sqft (0.331 acres)
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Deck Area	60 sqft
Patio Area	668 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	513 7TH ST
City	TRAER
State	IA
Zip	50675-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 & 4 BLK 2 BULL'S 1ST
Legal Subdivision	BULL'S 1ST
Legal Block	2
Legal Lot Number	3-4
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3049
Census Tract	290200

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	513 7TH ST, TRAER, IA 50675-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2014	Deed of Trust, Mortgage · Conventional Mortgage FARMERS SAVINGS BANK & TRUST
Jan 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE
Jun 29, 2017	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Jun 29, 2017	Warranty Deed, Transfer
May 9, 2014	Warranty Deed, Transfer
Feb 5, 2010	Warranty Deed, Transfer · Stand-Alone First Mortgage GREAT WESTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2017 · Amount on Record
Deed Sale	Jun 29, 2017 · Amount on Record
Prior Sale	May 9, 2014 · Amount on Record
Deed Document Number	20172011
Deed Book / Page	975 / 363
Last Transfer Date	Jan 25, 2021
Transfer Doc	0020210305
Record Updated	Oct 29, 2026

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	513 7TH ST, TRAER, IA 50675-1312
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000930/891
Date	May 9, 2014
Book Page	0930/891
Instrument	2014-1118

Lender

Name	FARMERS SAVINGS BANK & TRUST
Address	TRAER, IA 50675

Agreement

Type	Conventional Mortgage

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TAMA IA
Recording Date	Jan 25, 2021
Property Address	513 7TH ST, TRAER, IA 50675-1312
Document Number	0020210304
Instrument Date	Jan 20, 2021
Instrument	2021-0304
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	513 7TH ST, TRAER, IA 50675-1312

Mortgage

Document Number	0020210305
Date	Jan 25, 2021
Instrument	2021-0305

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	280 Months
Due	May 1, 2044

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jun 29, 2017
Property Address	513 7TH ST, TRAER, IA 50675-1312
Document Number	000975/363
Book / Page	0975 / 363
Instrument Date	Jun 23, 2017
Instrument	2017-2011
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	513 7TH ST, TRAER, IA 50675-1312

Mortgage

Document Number	000973/462
Date	Jun 29, 2017
Book Page	0973/462
Instrument	2017-2012

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jun 29, 2017
Property Address	513 7TH ST, TRAER, IA 50675-1312
Document Number	000975/363
Book / Page	0975 / 363
Instrument Date	Jun 23, 2017
Instrument	2017-2011
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Tax	$236.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	513 7TH ST, TRAER, IA 50675-1312

May 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	May 9, 2014
Property Address	513 7TH ST, TRAER, IA 50675-1312
Document Number	000932/152
Book / Page	0932 / 152
Instrument Date	May 6, 2014
Instrument	2014-1117
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$219.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	513 7TH ST, TRAER, IA 50675-1312

February 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Feb 5, 2010
Property Address	513 7TH ST, TRAER, IA 50675-1312
Document Number	000863/383
Book / Page	0863 / 383
Instrument Date	Jan 31, 2010
Instrument	2010-0320
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 7TH ST, TRAER, IA 50675-1312

Mortgage

Document Number	000866/401
Date	Feb 5, 2010
Book Page	0866/401
Instrument	2010-0321

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,054.00	$165,960 (+4.85%) Land $18,770 Building $147,190	$165,960 (+4.85%) Land $18,770 Building $147,190
2023		$158,290 Land $18,770 Building $139,520	$158,290 Land $18,770 Building $139,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Traer Municipal Utilities.

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