503 7th St, Traer, IA 50675 Property Records

Tama County property record for 503 7th St, Traer, IA 50675

Property Summary

Property Type	Commercial
Details	4 bd · 1 ba · 1,320 sqft · built 1918
Lot Size	0.165 acres (7,187 sqft)
Owner	Company Name on Record
Last Sale	$68,500 (Apr 2006)
Deeds & Mortgages	Jul 2005 Mortgage Jun 2015 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07.10.330.016`

Property Details

APN / Parcel Number

Primary APN	`07.10.330.016`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Basement Area	1,320 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Metal
Construction Type	Frame
Lot Area	7,187 sqft (0.165 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	503 7TH ST
City	TRAER
State	IA
Zip	50675-1312
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 8 BLK 2 BULL'S 1ST
Legal Subdivision	BULL'S 1ST
Legal Block	2
Legal Lot Number	8
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3049
Census Tract	290200

Owner

Source: Tama County records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	605 WALNUT ST, TRAER, IA 50675-1333
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2005	Deed of Trust, Mortgage · Conventional Mortgage IRWIN MORTGAGE CORP
Jun 17, 2015	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 10, 2006	Warranty Deed, Transfer · Conventional Mortgage IRWIN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2006 · Amount on Record
Deed Sale	Apr 10, 2006 · Amount on Record
Deed Document Number	20063406
Deed Book / Page	771 / 182
Record Updated	Sep 20, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	503 7TH ST, TRAER, IA 50675-1312
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000748/355
Date	Jul 22, 2005
Book Page	0748/355
Instrument	2005-0260

Lender

Name	IRWIN MORTGAGE CORP
Type	Mortgage Company
Address	FISHERS, IN 46038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2035

June 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jun 17, 2015
Property Address	503 7TH ST, TRAER, IA 50675-1312
Document Number	000945/496
Book / Page	0945 / 496
Instrument Date	Oct 2, 2014
Instrument	2015-1524
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$75.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 WALNUT ST, TRAER, IA 50675-1333

April 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Apr 10, 2006
Property Address	503 7TH ST, TRAER, IA 50675-1312
Document Number	000771/182
Book / Page	0771 / 182
Instrument Date	Jan 6, 2006
Instrument	2006-3406
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	000769/018
Date	Apr 10, 2006
Book Page	0769/018
Instrument	2006-3407

Lender

Name	IRWIN MORTGAGE CORP
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Traer City
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Market Value
2022	$9,940 Land $9,940

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Traer Municipal Utilities.

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