Dare County property record for 5129 Locust Ct, Kitty Hawk, NC 27949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,352 sqft · built 1986 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Jul 2023) |
| Tax Bill | $3,126 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Sep 2023 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 986608785947 |
| Primary APN | 986608785947 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Finished Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,000 sqft (0.482 acres) |
| View / Lot | Lake/Pond |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 986608785947 |
|---|---|
| Street Address | 5129 LOCUST CT |
| City | KITTY HAWK |
| State | NC |
| Zip | 27949-4053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 123 BLK: SEC: 3 PL: 6 SL: 43 |
| Legal Subdivision | SEA SCAPE |
| Legal Lot Number | 123 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 970102 |
Source: Dare County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5129 LOCUST CT, KITTY HAWK, NC 27949-4053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 14, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on Record |
| Deed Sale | Jul 14, 2023 · Amount on Record |
| Prior Sale | Oct 18, 2011 · Amount on Record |
| Deed Document Number | 2023700131191 |
| Deed Book / Page | 2690 / 764 |
| Prior Transfer Date | Jul 13, 2023 |
| Prior Transfer Doc | 002690/764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 5129 LOCUST CT, KITTY HAWK, NC 27949-4053 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002702/501 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 2702/501 |
| Instrument | 700133373 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 157 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 5129 LOCUST CT, KITTY HAWK, NC 27949-4053 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 002697/711 |
|---|---|
| Date | Sep 7, 2023 |
| Book Page | 2697/711 |
| Instrument | 700132531 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jul 14, 2023 |
| Property Address | 5129 LOCUST CT, KITTY HAWK, NC 27949-4053 |
| Document Number | 002690/764 |
| Book / Page | 2690 / 764 |
| Map Reference | MB 6 PG 44-3 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 700131191 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2311 OLD GREENBRIER RD, CHESAPEAKE, VA 23325-4915 |
| Name | Verified Name |
|---|---|
| Address | 5129 LOCUST CT, KITTY HAWK, NC 27949-4053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 5129 LOCUST CT, KITTY HAWK, NC 27949-4053 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2556/55 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 2556/55 |
| Instrument | 700107491 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kitty Hawk Town |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,126.00 (+3.1%) | $627,500 (-) Land $202,500 Building $425,000 | $627,500 (+69.73%) Land $202,500 Building $425,000 |
| 2025 | $3,032.00 (+17.11%) | $627,500 (+69.73%) Land $202,500 Building $425,000 | |
| 2023 | $2,589.00 | $369,700 (-) Land $101,300 Building $268,400 | |
| 2022 | $2,589.00 | $369,700 Land $101,300 Building $268,400 | $369,700 (-41.08%) Land $101,300 Building $268,400 |
| 2020 | $627,500 Land $202,500 Building $425,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 759 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 765 units insured incl. 6 condo units |
| Nearby Flood Claims | 1,869 (1980–2024) |
| Claims Outside the SFHA | 814 of 1,869 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures