Dare County property record for 5128 Locust Ct, Kitty Hawk, NC 27949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1987 |
| Lot Size | 0.39 acres (17,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Jun 2019) |
| Tax Bill | $1,956 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 986607783902 |
| Primary APN | 986607783902 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,000 sqft (0.39 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 986607783902 |
|---|---|
| Street Address | 5128 LOCUST CT |
| City | KITTY HAWK |
| State | NC |
| Zip | 27949-4050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 120 BLK: SEC: 3 PL: 6 SL: 43 |
| Legal Subdivision | SEA SCAPE |
| Legal Lot Number | 120 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 970102 |
Source: Dare County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5128 LOCUST CT, KITTY HAWK, NC 27949-4050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 28, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage TOWNE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Prior Sale | Jul 19, 2010 · Amount on Record |
| Deed Document Number | 2019700066130 |
| Deed Book / Page | 2308 / 870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 5128 LOCUST CT, KITTY HAWK, NC 27949-4050 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 2526/253 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 2526/253 |
| Instrument | 700102538 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jun 28, 2019 |
| Property Address | 5128 LOCUST CT, KITTY HAWK, NC 27949-4050 |
| Document Number | 2308/870 |
| Book / Page | 2308 / 870 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 700066130 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5534 NORTHPOINT DR, CINCINNATI, OH 45247-6907 |
| Document Number | 700066131 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 700066131 |
| Name | TOWNE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 002308/870 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 2308/870 |
| Instrument | 700066130 |
| Name | TOWNE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kitty Hawk Town |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,956.00 (+3.11%) | $390,300 (-) Land $161,900 Building $228,400 | $390,300 (-) Land $161,900 Building $228,400 |
| 2025 | $1,897.00 (+30.2%) | $390,300 (+40.66%) Land $161,900 Building $228,400 | |
| 2023 | $1,457.00 | $277,486 Land $98,100 Building $179,386 | |
| 2020 | $390,300 Land $161,900 Building $228,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 759 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 765 units insured incl. 6 condo units |
| Nearby Flood Claims | 1,869 (1980–2024) |
| Claims Outside the SFHA | 814 of 1,869 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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