51281 Garrett Rd, Dowagiac, MI 49047 Property Records

Cass County property record for 51281 Garrett Rd, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 700 sqft
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Tax Bill	$2,310 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-130-210-018-50`

Property Details

APN / Parcel Number

Primary APN	`14-130-210-018-50`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	700 sqft Building Perimeter
1st Floor Area	700 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft

Exterior

Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	51281 GARRETT RD
City	DOWAGIAC
State	MI
Zip	49047-9298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	488-915 437-894 360-157 1142A LOT 19 & S 20 FT LOT 20 SWISHERS LANDING.
Legal Subdivision	SWISHERS LANDING
Legal Block	21
Legal Lot Number	19,20
Jurisdiction	CASS MI
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1027
Census Tract	1902

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3744 W 105TH ST, CHICAGO, IL 60655-3102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE CORP
Nov 22, 2021	Warranty Deed, Transfer · Closed-End Mortgage G W JONES EXCHANGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 13, 2003
Transfer Doc	0894001926
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	51281 GARRETT RD, DOWAGIAC, MI 49047-9298
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3736 W 105TH ST, CHICAGO, IL 60655-3102

Mortgage

Document Number	01213/2327
Date	Mar 17, 2022
Book Page	1213/2327

Lender

Name	SUCCESS MORTGAGE CORP
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Nov 22, 2021
Property Address	51281 GARRETT RD, DOWAGIAC, MI 49047-9298
Document Number	01207/2385
Book / Page	1207 / 2385
Instrument Date	Nov 18, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8354 MARGERITA AVE, 8354, ORLAND PARK, IL 60462-2345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3744 W 105TH ST, CHICAGO, IL 60655-3102

Mortgage

Document Number	0012072387
Date	Nov 22, 2021
Instrument	1207/2387

Lender

Name	G W JONES EXCHANGE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2051

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Silver Creek Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,400 (+6.63%)	$546,800 (+6.63%)
2025	$2,310.00 (-55.02%) Homeowner's exemption	$256,400 (+18.59%) Land $256,400	$512,800 (+18.59%) Land $512,800
2023		$216,200	$432,400
2022	$5,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2015–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sister Lakes Cable Fiber	2,048 / 1,024
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Mercury Fiber.

Nearby Properties on Garrett Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures