5128 Winchester Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 5128 Winchester Dr, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,639 sqft · built 2000
Lot Size	0.21 acres (9,156 sqft)
Owner	2 Individual Names on File
Last Sale	$228,500 (Nov 2000)
Tax Bill	$5,324 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`034-330-055-4`

Property Details

APN / Parcel Number

Primary APN	`034-330-055-4`
Alternative APN	`034-330-055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,639 sqft Living Area
1st Floor Area	1,639 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	9,156 sqft (0.21 acres)
Garage Type	Attached
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5128 WINCHESTER DR
City	OAKLEY
State	CA
Zip	94561-6320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8169 L55
Legal Subdivision	SUBDIVISION 8169
Legal Tract	8169
Legal Lot Number	55
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3011
Census Tract	302014

Owner

5128 Winchester Dr is owned and occupied by two individuals who acquired it in November 2004.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5128 WINCHESTER DR, OAKLEY, CA 94561-6320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Nov 29, 2017	Deed of Trust, Mortgage PATELCO CU
Mar 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Aug 2, 2021	Deed of Trust, Mortgage · Line of Credit PATELCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2000 · Amount on File
Deed Sale	Nov 30, 2000 · Amount on File
Deed Document Number	2000267242
Last Transfer Date	Nov 10, 2004
Transfer Doc	0000443837
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5128 WINCHESTER DR, OAKLEY, CA 94561-6320
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2186, BRENTWOOD, CA 94513-9186

Mortgage

Document Number	0000027648
Date	Mar 20, 2026
Instrument	2026- 027648

Lender

Name	PATELCO CU
Type	Credit Union
Address	3 PARK PL, DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 11, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5128 WINCHESTER DR, OAKLEY, CA 94561-6320
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223958
Date	Nov 29, 2017
Instrument	2017-223958

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Amount	Amount on Record
Term	301 Months
Due	Dec 30, 2042

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5128 WINCHESTER DR, OAKLEY, CA 94561-6320
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042839
Date	Mar 28, 2019
Instrument	2019-042839

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5128 WINCHESTER DR, OAKLEY, CA 94561-6320
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156455
Date	Jul 29, 2020
Instrument	2020-156455

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5128 WINCHESTER DR, OAKLEY, CA 94561-6320
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2186, BRENTWOOD, CA 94513-9186

Mortgage

Document Number	0000215724
Date	Aug 2, 2021
Instrument	2021-215724

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 30, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	Monthly
Min Rate At Change	3%
Index	Prime Rate
Max Rate	17%

Tax Assessment & Valuation

The 2025 property tax bill for 5128 Winchester Dr was $5,324 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$350,408 (+2%) Land $84,520 Building $265,888
2025	$5,324.00 Homeowner's exemption	$343,538 Land $82,863 Building $260,675
2023	$5,169.00 (+1%) Homeowner's exemption	$330,200 Land $79,647 Building $250,553
2022	$5,118.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5128 Winchester Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5128 Winchester Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Winchester Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures