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5115 Winchester Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 5115 Winchester Dr, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,418 sqft · built 2000
Lot Size0.192 acres (8,382 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Aug 2019)
Tax Bill$7,179 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN034-330-001-8

Property Details

APN / Parcel Number

Primary APN034-330-001-8
Alternative APN
  • 034-330-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,418 sqft Living Area
1st Floor Area1,418 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area8,382 sqft (0.192 acres)
Garage TypeAttached
Garage Area659 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address5115 WINCHESTER DR
CityOAKLEY
StateCA
Zip94561-6319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8169 L1
Legal SubdivisionSUBDIVISION 8169
Legal Tract8169
Legal Lot Number1
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group3
Census Block3009
Census Tract302014

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5115 WINCHESTER DR, OAKLEY, CA 94561-6319
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHANGE LENDING LLC
Aug 16, 2019Grant Deed, Transfer · FHA Mortgage
COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2019 · Amount on Record
Deed SaleAug 16, 2019 · Amount on Record
Prior SaleOct 6, 2000 · Amount on Record
Deed Document Number2019131355
Prior Transfer DateMay 19, 2008
Prior Transfer Doc0000117898
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5115 WINCHESTER DR, OAKLEY, CA 94561-6319
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5115 WINCHESTER DR, OAKLEY, CA 94561-6319

Mortgage

Document Number0000192601
DateJul 7, 2021
Instrument2021-192601
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 16, 2019
Property Address5115 WINCHESTER DR, OAKLEY, CA 94561-6319
Document Number0000131355
Map ReferenceMB 419 PG 4
Instrument DateAug 14, 2019
Instrument2019-131355
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5115 WINCHESTER DR, OAKLEY, CA 94561-6319

Mortgage

Document Number0000131356
DateAug 16, 2019
Instrument2019-131356
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Mortgage

Document Number0000131358
DateAug 16, 2019
Instrument2019-131358
Lender
NameCOMMERCE MORTGAGE
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$524,287 (+2%) Land $122,703 Building $401,584
2025$7,179.00 (+3.06%) Homeowner's exemption$514,008 (+4.04%) Land $120,298 Building $393,710
2023$6,966.00 (+1%) Homeowner's exemption$494,051 Land $115,628 Building $378,423
2022$6,897.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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