5127 Finlay Dr, Flint, MI 48506 Property Records

Genesee County property record for 5127 Finlay Dr, Flint, MI 48506

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,779 sqft · built 1962
Lot Size	0.758 acres (33,018 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,356 (2025)
Deeds & Mortgages	Mar 2021 Second Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-26-553-038`

Property Details

APN / Parcel Number

Primary APN	`11-26-553-038`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,779 sqft Living Area
1st Floor Area	1,779 sqft
Basement Area	1,363 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Lot Area	33,018 sqft (0.758 acres)
Lot Dimensions	165 ft deep x 200 ft wide
Garage Area	377 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5127 FINLAY DR
City	FLINT
State	MI
Zip	48506-1570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 SNGL/2
Legal Description	LOTS 34 & 35 KEARSLEY MANOR NO 1 (83) FR 1100153019
Legal Subdivision	KEARSLEY MANOR #1
Legal Lot Number	34-35
Jurisdiction	GENESEE MI
Township / Civil Division	GENESEE
Census Block Group	1
Census Block	1004
Census Tract	12008

Owner

5127 Finlay Dr is owned and occupied by two individuals who acquired it in November 2010.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 90864, BURTON, MI 48509-0864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOVITA CU
Jul 31, 2018	Deed of Trust, Mortgage · Line of Credit SOVITA CREDIT UNION
Aug 23, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOVITA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 4, 2010
Transfer Doc	0000075713
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5127 FINLAY DR, FLINT, MI 48506-1570
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103050015582
Date	Mar 5, 2021
Instrument	202103050015582

Lender

Name	SOVITA CU
Type	Credit Union
Address	FLINT, MI 48532

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 15, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5127 FINLAY DR, FLINT, MI 48506-1570
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079383
Date	Jul 31, 2018
Instrument	201807310079383

Lender

Name	SOVITA CREDIT UNION
Type	Non-Lending Institution
Address	48352

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Aug 1, 2023

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5127 FINLAY DR, FLINT, MI 48506-1570
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056064
Date	Aug 23, 2019
Instrument	201908230056064

Lender

Name	SOVITA CU
Type	Credit Union
Address	FLINT, MI 48532

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	37 Months
Due	Sep 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 5127 Finlay Dr was $2,356 with a homeowner's exemption, down 0.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Genesee Charter Township
Unified School District	Kearsley Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,200 (+4.56%) Land $7,400 Building $95,800	$206,400 (+4.56%) Land $14,800 Building $191,600
2025	$2,356.00 (-0.76%) Homeowner's exemption	$98,700	$197,400
2024	$2,374.00
2023		$88,800	$177,600
2021	$1,703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5127 Finlay Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–1985)
Most Recent Claim	Sep 1985 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5127 Finlay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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