5122 Finlay Dr, Flint, MI 48506 Property Records

Genesee County property record for 5122 Finlay Dr, Flint, MI 48506

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,692 sqft · built 1964
Lot Size	0.379 acres (16,509 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Mar 2004)
Tax Bill	$2,098 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-26-553-035`

Property Details

APN / Parcel Number

Primary APN	`11-26-553-035`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,692 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Lot Area	16,509 sqft (0.379 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5122 FINLAY DR
City	FLINT
State	MI
Zip	48506-1571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 SNGL/2
Legal Description	LOT 50 KEARSLEY MANOR NO 1 SEC 26 T8N R7E
Legal Range	07E
Legal Township	08N
Legal Section	26
Legal Subdivision	KEARSLEY MANOR #1
Legal Lot Number	50
Jurisdiction	GENESEE MI
Township / Civil Division	GENESEE
Census Block Group	1
Census Block	1006
Census Tract	12008

Owner

5122 Finlay Dr is owned and occupied by two individuals who bought it in March 2004.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5122 FINLAY DR, FLINT, MI 48506-1571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 31, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage ELGA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2004 · Amount on File
Deed Sale	Mar 16, 2004 · Amount on File
Prior Sale	Sep 14, 2000 · Amount on File
Deed Document Number	200431344
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5122 FINLAY DR, FLINT, MI 48506-1571
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201708080053632
Date	Aug 8, 2017
Instrument	201708080053632

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Aug 1, 2045

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5122 FINLAY DR, FLINT, MI 48506-1571
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202008310060086
Date	Aug 31, 2020
Instrument	202008310060086

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	302 Months
Due	Oct 1, 2045

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5122 FINLAY DR, FLINT, MI 48506-1571
Document Number	0002005373
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5122 FINLAY DR FLINT MI 485061571, FLINT, MI 48506-1571

Mortgage

Document Number	0002005373
Date	Feb 5, 2019
Instrument	2005373

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 4, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 5122 Finlay Dr was $2,098 with a homeowner's exemption, down 0.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Genesee Charter Township
Unified School District	Kearsley Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,500 (+4.29%) Land $4,500 Building $105,000	$219,000 (+4.29%) Land $9,000 Building $210,000
2025	$2,098.00 (-0.8%) Homeowner's exemption	$105,000	$210,000
2024	$2,115.00
2023		$94,700	$189,400
2021	$1,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5122 Finlay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–1985)
Most Recent Claim	Sep 1985 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5122 Finlay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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