5126 Terramar Way, Oxnard, CA 93035 Property Records

Ventura County property record for 5126 Terramar Way, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,285 sqft · built 1976
Lot Size	0.093 acres (4,060 sqft)
Owner	2 Company Names on Record
Last Sale	$1,685,000 (Dec 2025)
Tax Bill	$10,716 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`191-0-103-065`

Property Details

APN / Parcel Number

Primary APN	`191-0-103-065`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,285 sqft Living Area
1st Floor Area	1,215 sqft
2nd Floor Area	1,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	4,060 sqft (0.093 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Area	645 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	253 sqft
Deck Area	220 sqft

Location & Zoning

Street Address	5126 TERRAMAR WAY
City	OXNARD
State	CA
Zip	93035-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB1
Legal Description	TRACT: 127701 LOT: 180 REF: 029MR 061
Legal Subdivision	1277-1
Legal Tract	127701
Legal Block	103
Legal Lot Number	180
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2019
Census Tract	3615

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	506 MEADOWS DR, GLENDALE, CA 91202-1107
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Oct 3, 2014 · Amount on Record
Deed Document Number	202589455
Prior Transfer Date	Apr 17, 2014
Prior Transfer Doc	0000050104
Record Updated	Sep 20, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 16, 2025
Property Address	5126 TERRAMAR WAY, OXNARD, CA 93035-1838
Document Number	0000089455
Map Reference	MB 29 PG 61-64
Instrument Date	Dec 1, 2025
Instrument	2025000089455
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 MEADOWS DR, GLENDALE, CA 91202-1107

Mortgage

Document Number	0000089456
Date	Dec 16, 2025
Instrument	2025000089456

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	5126 TERRAMAR WAY, OXNARD, CA 93035-1838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SYNRGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088341
Date	Jun 23, 2020
Instrument	20200623-00088341

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,685,000 (+92.85%) Land $1,095,500 Building $589,500
2025	$10,716.00 (+2.23%) Homeowner's exemption	$873,736 (+4.04%) Land $570,875 Building $302,861
2024	$10,482.00 (+3.81%)
2023	$10,097.00 (+3.14%) Homeowner's exemption	$839,808 Land $548,707 Building $291,101
2022	$9,790.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 units insured incl. 3 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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