5120 Terramar Way, Oxnard, CA 93035 Property Records

Ventura County property record for 5120 Terramar Way, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 1975
Lot Size	0.093 acres (4,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,655,000 (Apr 2026)
Tax Bill	$17,780 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2024 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`191-0-103-075`

Property Details

APN / Parcel Number

Primary APN	`191-0-103-075`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,670 sqft Living Area
1st Floor Area	1,150 sqft
2nd Floor Area	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	4,060 sqft (0.093 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5120 TERRAMAR WAY
City	OXNARD
State	CA
Zip	93035-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB1
Legal Description	TRACT: 127701 LOT: 181 REF: 029MR 061
Legal Subdivision	1277-1
Legal Tract	127701
Legal Block	103
Legal Lot Number	181
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2019
Census Tract	3615

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5120 TERRAMAR WAY, OXNARD, CA 93035-1838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE, LTD.
Apr 5, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 18, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FISHER FINANCIAL GROUP INC
Feb 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	Oct 12, 2005 · Amount on Record
Deed Document Number	202625877
Prior Transfer Date	Apr 4, 2024
Prior Transfer Doc	0000021021
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 8, 2026
Property Address	5120 TERRAMAR WAY, OXNARD, CA 93035-1838
Document Number	0000025877
Instrument Date	Apr 3, 2026
Instrument	202625877
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183,870.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5120 TERRAMAR WAY, OXNARD, CA 93035-1838

Mortgage

Document Number	0000025878,
Date	Apr 8, 2026
Instrument	202625878

Lender

Name	ENVOY MORTGAGE, LTD.

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Apr 5, 2024
Property Address	5120 TERRAMAR WAY, OXNARD, CA 93035-1838
Document Number	0000021021
Map Reference	MB 29 PG 61
Instrument Date	Apr 4, 2024
Instrument	2024000021021
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5120 TERRAMAR WAY, OXNARD, CA 93035-1838

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jun 18, 2018
Property Address	5120 TERRAMAR WAY, OXNARD, CA 93035-1838
Document Number	0000069608
Map Reference	MB29 PG61
Instrument Date	Jun 5, 2018
Instrument	20180618-00069608
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5120 TERRAMAR WAY, OXNARD, CA 93035-1838

Mortgage

Document Number	0000069609
Date	Jun 18, 2018
Instrument	20180618-00069609

Lender

Name	FISHER FINANCIAL GROUP INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 15, 2017
Property Address	5120 TERRAMAR WAY, OXNARD, CA 93035-1838
Document Number	0000020670
Instrument Date	Feb 15, 2017
Instrument	20670
Transaction Type	Transfer
Record Updated	Mar 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5120 TERRAMAR WAY OXNARD CA 930351838, OXNARD, CA 93035-1838

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,476,142 (+2%) Land $1,289,367 Building $186,775
2025	$17,780.00 (+2.23%)	$1,447,199 (+4.04%) Land $1,264,086 Building $183,113
2024	$17,392.00 (+3.81%)
2023	$16,753.00 (+9.81%) Homeowner's exemption	$1,391,003 Land $1,215,000 Building $176,003
2022	$15,257.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 units insured incl. 3 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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