5125 Ray Ave, Castro Valley, CA 94546 Property Records

Alameda County property record for 5125 Ray Ave, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,238 sqft · built 1954
Lot Size	0.205 acres (8,938 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jul 2013)
Tax Bill	$8,463 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`84C-801-8`

Property Details

APN / Parcel Number

Primary APN	`84C-801-8`
Alternative APN	`084C-0801-008-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,238 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1955
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,938 sqft (0.205 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5125 RAY AVE
City	CASTRO VALLEY
State	CA
Zip	94546-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00006 BLK: 0004 TR: 1301
Legal Subdivision	TRACT NO 1301
Legal Tract	1301
Legal Block	4
Legal Lot Number	6
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1011
Census Tract	430200

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5125 RAY AVE, CASTRO VALLEY, CA 94546-2511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Line of Credit LOGIX FCU
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 23, 2018	Deed of Trust, Mortgage · FHA Mortgage REFI.COM
Aug 23, 2017	Deed of Trust, Mortgage · Conventional with PMI FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2013 · Amount on Record
Deed Sale	Jul 16, 2013 · Amount on Record
Prior Sale	Apr 20, 2011 · Amount on Record
Deed Document Number	2013242646
Prior Transfer Date	Jul 12, 2013
Prior Transfer Doc	0000242647
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5125 RAY AVE, CASTRO VALLEY, CA 94546-2511
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5125 RAY AVE, CASTRO VALLEY, CA 94546-2511

Mortgage

Document Number	0000189054
Date	Nov 23, 2022
Instrument	2022189054

Lender

Name	LOGIX FCU
Type	Credit Union
Address	VALENCIA, CA 91355

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5125 RAY AVE, CASTRO VALLEY, CA 94546-2511
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5125 RAY AVE, CASTRO VALLEY, CA 94546-2511

Mortgage

Document Number	0000326474
Date	Sep 29, 2021
Instrument	2021326474

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5125 RAY AVE, CASTRO VALLEY, CA 94546-2511
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5125 RAY AVE, CASTRO VALLEY, CA 94546-2511

Mortgage

Document Number	0000351234
Date	Dec 15, 2020
Instrument	2020351234

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5125 RAY AVE, CASTRO VALLEY, CA 94546-2511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113894
Date	Jun 17, 2019
Instrument	2019113894

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5125 RAY AVE, CASTRO VALLEY, CA 94546-2511
Document Number	0000085831
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5125 RAY AVE CASTRO VALLEY CA 945462511, CASTRO VALLEY, CA 94546-2511

Mortgage

Document Number	0000085831
Date	Apr 30, 2018
Instrument	85831

Lender

Name	REFI.COM
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5125 RAY AVE, CASTRO VALLEY, CA 94546-2511
Document Number	0000190653
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5125 RAY AVE CASTRO VALLEY CA 945462511, CASTRO VALLEY, CA 94546-2511

Mortgage

Document Number	0000190653
Date	Aug 30, 2017
Instrument	190653

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$656,417 (+2%) Land $196,925 Building $459,492
2025	$8,463.00 (+3.99%)	$643,550 (+4.04%) Land $193,065 Building $450,485
2023	$8,138.00	$618,564 Land $185,569 Building $432,995	$1,147,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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