Alameda County property record for 5072 Ray Ave, Castro Valley, CA 94546
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,160 sqft · built 1954 |
| Lot Size | 0.125 acres (5,460 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Feb 2009) |
| Tax Bill | $6,636 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 84C-796-12 |
| Primary APN | 84C-796-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,460 sqft (0.125 acres) |
| Street Address | 5072 RAY AVE |
|---|---|
| City | CASTRO VALLEY |
| State | CA |
| Zip | 94546-2510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00003 BLK: 0003 TR: 1301 |
| Legal Subdivision | TRACT 1301 |
| Legal Tract | 1301 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | HAYWARD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 430200 |
5072 Ray Ave is owned and occupied by two individuals who acquired it in September 2021.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5072 RAY AVE, CASTRO VALLEY, CA 94546-2510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Intrafamily Transfer, Transfer · Line of Credit FREMONT BANK |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2009 · Amount on File |
| Deed Sale | Feb 11, 2009 · Amount on File |
| Prior Sale | Nov 19, 2008 · Amount on File |
| Deed Document Number | 200946912 |
| Last Transfer Date | Sep 21, 2021 |
| Transfer Doc | 0000325831 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Sep 29, 2021 |
| Property Address | 5072 RAY AVE, CASTRO VALLEY, CA 94546-2510 |
| Document Number | 0000325831 |
| Map Reference | MB 34 PG 4 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 2021325831 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Title Company | NOT AVAILABLE, FNTG LENDERS DIRECT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5072 RAY AVE, CASTRO VALLEY, CA 94546-2510 |
| Document Number | 0000325832 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021325832 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 5072 RAY AVE, CASTRO VALLEY, CA 94546-2510 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 5072 RAY AVE, CASTRO VALLEY, CA 94546-2510 |
| Document Number | 0000017670 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 2021017670 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 176 Months |
| Due | Sep 1, 2035 |
The 2025 property tax bill for 5072 Ray Ave was $6,636 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Unified School District | Castro Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,666 (+0.59%) Land $151,700 Building $353,966 | ||
| 2025 | $6,636.00 Homeowner's exemption | $495,752 Land $148,725 Building $347,027 | |
| 2023 | $6,368.00 Homeowner's exemption | $476,506 Land $142,952 Building $333,554 | $1,118,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5072 Ray Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5072 Ray Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks, GeoLinks.
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