Osceola County property record for 5125 Ginger Ln, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,871 sqft · built 1992 |
| Lot Size | 0.316 acres (13,764 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,962 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-25-31-4260-0234-0080 |
| Primary APN | 17-25-31-4260-0234-0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,871 sqft Living Area |
| Gross Area | 2,112 sqft |
| 1st Floor Area | 1,871 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,764 sqft (0.316 acres) |
| Lot Dimensions | 123 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 10 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 220 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5125 GINGER LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 234 LOTS 8 & 9 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | NARCOOSSEE NEW MAP OF |
| Legal Tract | 4260 |
| Legal Block | 234 |
| Legal Lot Number | 8 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 43700 |
Source: Osceola County records · APN 17-25-31-4260-0234-0080
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5125 GINGER LN, SAINT CLOUD, FL 34771-7883 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 13, 2012 |
| Transfer Doc | 0042452582 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5125 GINGER LN, SAINT CLOUD, FL 34771-7883 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0051232019 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | 5123/2019 |
| Instrument | 2017047882 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Apr 01, 2029 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,962.00 (+7.04%) Homeowner's exemption | $131,089 (+5.99%) | $336,200 (+24.8%) Land $65,000 Building $271,200 |
| 2024 | $1,833.00 (+2.52%) | ||
| 2023 | $1,788.00 (+5.61%) Homeowner's exemption | $123,685 (+3%) | $269,400 (+14.25%) Land $60,000 Building $209,400 |
| 2022 | $1,693.00 Homeowner's exemption | $120,083 | $235,800 Land $60,000 Building $175,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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