Osceola County property record for 5100 Ginger Ln, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,472 sqft Living Area |
| Lot Size | 101,494 sqft (2.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $410,000 (2021) |
| Tax Bill | $5,447.00 (2024) |
| Primary APN | 17-25-31-4260-0253-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 1,908 sqft Gross Area |
| 1st Floor | 912 sqft 1st Floor |
| Upper Floors | 560 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 101,494 sqft (2.33 acres) |
| Depth X Width | 123 ft x 144 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 240 sqft Shed |
| Patio Area | 120 sqft Patio |
| Porch Area | 276 sqft Porch |
| Pole Structure | 536 sqft Pole Structure |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5100 GINGER LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7837 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 253 LOTS 4-7, BLK 252 LOTS 1-5, 9 & 10 AND THAT PORTION OF VAC 10TH AVE, N 1/2 OF VAC BRUNS STREET & VAC ALLEY LYING WITHIN ABOVE SAID LEGAL |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | NARCOOSSEE NEW MAP OF |
| Legal Tract | 4260 |
| Legal Block | 253,2 |
| Legal Lot Number | 4 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 43700 |
Source: Osceola County records · APN 17-25-31-4260-0253-0040
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5100 GINGER LN, SAINT CLOUD, FL 34771-7837 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 09, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE FIRM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2021 · Amount on Record |
| Deed Sale | Jul 19, 2021 · Amount on Record |
| Prior Sale | Jan 09, 2019 · Amount on Record |
| Deed Doc Number | 2021111736 |
| Deed Book / Page | 6005 / 129 |
| Prior Transfer Date | Aug 05, 2016 |
| Prior Transfer Doc | 0050072338 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5100 GINGER LN, SAINT CLOUD, FL 34771-7837 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0060050132 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 6005/132 |
| Instrument | 2021111737 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 09, 2019 |
| Property Address | 5100 GINGER LN, SAINT CLOUD, FL 34771-7837 |
| Document Number | 0054602588 |
| Book / Page | 005460 / 002588 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 3437 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10144 FIGMAN WAY ORLANDO FL 328276900, ORLANDO, FL 32827-6900 |
| Document Number | 54602591 |
|---|---|
| Date | Jan 09, 2019 |
| Book Page | 005460/002591 |
| Instrument | 3438 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 08, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,247.00 (+14.69%) | $431,900 (+34.55%) Land $145,500 Building $286,400 | $431,900 (+34.55%) Land $145,500 Building $286,400 |
| 2024 | $5,447.00 (+8.08%) | ||
| 2023 | $5,040.00 (+10.55%) | $321,000 (+12.63%) Land $100,700 Building $220,300 | $321,000 (+12.63%) Land $100,700 Building $220,300 |
| 2022 | $4,559.00 | $285,000 Land $100,700 Building $184,300 | $285,000 Land $100,700 Building $184,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 59% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 505 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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