5124 Pond Bluff Dr, Monroe, NC 28112 Property Records

Union County property record for 5124 Pond Bluff Dr, Monroe, NC 28112

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.85 acres (80,586 sqft)
Owner	Company Name on File
Last Sale	$95,000 (Feb 2024)
Tax Bill	$409 (2025)
Deeds & Mortgages	Oct 2025 Construction Loan Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-285-013P`

Property Details

APN / Parcel Number

Primary APN	`04-285-013P`

Exterior

Lot Area	80,586 sqft (1.85 acres)

Location & Zoning

Street Address	5124 POND BLUFF DR
City	MONROE
State	NC
Zip	28112-8081
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RA-40 UNIO
Legal Description	#12 LATHAN'S POND OPCH374
Legal Subdivision	LATHANS POND
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	3
Census Block	3003
Census Tract	20902

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 373, WAXHAW, NC 28173-1045
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Construction Mortgage AMERICAN BANK OF THE CAROLINAS
Apr 16, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage BUFFALO CREEK INVESTMENTS INC
Feb 22, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 22, 2024 · Amount on Record
Deed Sale	Feb 22, 2024 · Amount on Record
Prior Sale	Mar 31, 2006 · Amount on Record
Deed Document Number	20243792
Deed Book / Page	8857 / 215
Last Transfer Date	Mar 12, 2024
Transfer Doc	0008887518
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5124 POND BLUFF DR, MONROE, NC 28112-8081
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 POND BLUFF DR, MONROE, NC 28112

Mortgage

Document Number	0009227555
Date	Oct 22, 2025
Book Page	9227/555
Instrument	27647

Lender

Name	AMERICAN BANK OF THE CAROLINAS
Type	Bank
Address	MONROE, NC 28111

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 16, 2024
Property Address	POND BLUFF DR, MONROE, NC 28112
Document Number	0008887518
Book / Page	8887 / 518
Map Reference	CAB H FILE 374&375
Instrument Date	Mar 12, 2024
Instrument	8470
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2020 NEW SALEM RD, MONROE, NC 28110-8363

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 373, WAXHAW, NC 28173-1045
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008471
Date	Apr 16, 2024
Instrument	8471

Lender

Name	BUFFALO CREEK INVESTMENTS INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 16, 2025

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 22, 2024
Property Address	POND BLUFF DR, MONROE, NC 28112
Document Number	0008857215
Book / Page	8857 / 215
Map Reference	CAB H FILE 374&375
Instrument Date	Feb 13, 2024
Instrument	3792
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Amount	Amount Recorded
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62 SUNUP TRL, RIVERHEAD, NY 11901-5917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 NEW SALEM RD, MONROE, NC 28110-8363

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$409.00 (-1.45%)	$88,800 (+32.74%) Land $88,800	$88,800 (+32.74%) Land $88,800
2023	$415.00	$66,900 Land $66,900	$66,900 Land $66,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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