5115 Pond Bluff Dr, Monroe, NC 28112 Property Records

Union County property record for 5115 Pond Bluff Dr, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,460 sqft · built 2005
Lot Size	1.93 acres (84,071 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Oct 2013)
Tax Bill	$2,323 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-285-013F`

Property Details

APN / Parcel Number

Primary APN	`04-285-013F`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,460 sqft Living Area
1st Floor Area	2,459 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	84,071 sqft (1.93 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	422 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5115 POND BLUFF DR
City	MONROE
State	NC
Zip	28112-8081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#4 LATHAN''S POND OPCH374-375
Legal Subdivision	LATHANS POND
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	3
Census Block	3003
Census Tract	20902

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5115 POND BLUFF DR, MONROE, NC 28112-8081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage · Line of Credit ANHEUSER BUSCH EMPLOYEES CU
Jun 19, 2017	Deed of Trust, Mortgage · Line of Credit ANHEUSER BUSCH EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2013 · Amount on Record
Deed Sale	Oct 21, 2013 · Amount on Record
Prior Sale	Aug 31, 2012 · Amount on Record
Deed Document Number	201335921
Deed Book / Page	6118 / 404
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5115 POND BLUFF DR, MONROE, NC 28112-8081
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6993673
Date	Aug 14, 2017
Book Page	6993/673
Instrument	0023463

Lender

Name	ANHEUSER BUSCH EMPLOYEES CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 31, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5115 POND BLUFF DR, MONROE, NC 28112-8081
Document Number	6993683
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5115 POND BLUFF DR MONROE NC 281128081, MONROE, NC 28112-8081

Mortgage

Document Number	6993683
Date	Aug 14, 2017
Book Page	006993/000683
Instrument	23463

Lender

Name	ANHEUSER BUSCH EMPS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 13, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,200 (-) Land $88,900 Building $415,300	$504,200 (-) Land $88,900 Building $415,300
2025	$2,323.00 (+8.05%)	$504,200 (+45.55%) Land $88,900 Building $415,300	$504,200 (+45.55%) Land $88,900 Building $415,300
2023	$2,150.00	$346,400 Land $68,000 Building $278,400	$346,400 Land $68,000 Building $278,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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