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5124 Duncan Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 5124 Duncan Rd, Punta Gorda, FL 33982

Property Summary

Property TypeVehicle Sales & Rentals
Details2 ba · 3,200 sqft · built 1980
Lot Size0.431 acres (18,779 sqft)
OwnerCompany Name on Record
Last Sale$325,000 (Oct 2023)
Tax Bill$4,079 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN40-23-35-114-001

Property Details

APN / Parcel Number

Primary APN40-23-35-114-001
Alternative APNs
  • 0078352-000000-0
  • 10004625064

Interior

Full Baths2 Baths
Stories1 Story
Building Area3,200 sqft Total Area
Gross Area3,455 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1980
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Fire ResistanceMasonry Walls, Wood Interior
Foundation TypeConcrete
Roof MaterialMetal
Lot Area18,779 sqft (0.431 acres)
FenceFence
Canopy160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004625064
Old Parcel Number00783520000000
Street Address5124 DUNCAN RD
CityPUNTA GORDA
StateFL
Zip33982-1726
Property CategoryCommercial
Property TypeCommercial > Retail > Vehicle Sales & Rentals
Local Zoning CodeCG
Legal DescriptionCLN 000 0067 0002N CLEVELAND NORTH BLK 67 LTS 2 & 3 LESS S 80 FT OF LTS 2 & 3 ALSO LESS ROAD ROW 390/428 537/59 62
Legal Range23E
Legal Township40S
Legal Section35
Legal SubdivisionCLEVELAND NORTH
Legal Block67
Legal Lot Number2-3 3
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4035
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address851 QUAIL DR, PUNTA GORDA, FL 33982-2051
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2023 · Amount on Record
Deed SaleOct 13, 2023 · Amount on Record
Deed Document Number3326374
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateOct 13, 2023
Property Address5124 DUNCAN RD, PUNTA GORDA, FL 33982-1726
Document Number0003326374
Map ReferenceMB 1 PG 22
Instrument DateOct 10, 2023
Instrument3326374
Transaction TypeTransfer
Record UpdatedNov 7, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9382 NW LOVETT RD, GREENVILLE, FL 32331-4753

Transferred To (Grantee/Buyer)

NameVerified Name
Address851 QUAIL DR, PUNTA GORDA, FL 33982-2051

Mortgage

Document Number0003326375
DateOct 13, 2023
Instrument3326375
Lender
NameCHARLES PARENT ETUX
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term3 Months
DueJan 15, 2024

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,079.00 (+3.66%)$269,280 (+87.69%)$125,830 (+3.65%) Land $52,581 Building $73,249
2023$3,935.00 (+20.93%)$143,470 (-18.98%)$121,397 (-31.45%) Land $37,558 Building $83,839
2022$3,254.00$177,082 Land $27,135 Building $149,947$177,082 Land $27,135 Building $149,947

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
incl. 30 condo units
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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