5122 Silver St, Cincinnati, OH 45212 Property Records

Hamilton County property record for 5122 Silver St, Cincinnati, OH 45212

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1920
Lot Size	0.073 acres (3,223 sqft)
Owner	2 Individual Names on File
Last Sale	$93,000 (Sep 2020)
Tax Bill	$1,684 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`651-0008-0081-00`

Property Details

APN / Parcel Number

Primary APN	`651-0008-0081-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	640 sqft
2nd Floor Area	512 sqft
Upper Floors Area	512 sqft
Basement Area	640 sqft

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,223 sqft (0.073 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5122 SILVER ST
City	CINCINNATI
State	OH
Zip	45212-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5122 SILVER ST 25 X 130.56 IR LOT 94 NORWOOD VIEW SUB
Legal Subdivision	NORWOOD VIEW SUB
Legal Lot Number	94
Jurisdiction	HAMILTON OH
Township / Civil Division	NORWOOD
Census Block Group	3
Census Block	3003
Census Tract	25200

Owner

5122 Silver St is owned and occupied by two individuals who bought it in September 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5122 SILVER ST, CINCINNATI, OH 45212-1504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LC
Sep 14, 2020	Warranty Deed, Transfer · Conventional with PMI RUOFF MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Prior Sale	Apr 2, 2004 · Amount on File
Deed Document Number	2020-0092730
Deed Book / Page	14252 / 1109
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5122 SILVER ST, CINCINNATI, OH 45212-1504
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069725
Date	Sep 29, 2023
Book Page	15011/1407
Instrument	2023-0069725

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 14, 2020
Property Address	5122 SILVER ST, CINCINNATI, OH 45212-1504
Document Number	0000092730
Book / Page	014252 / 001109
Instrument Date	Sep 1, 2020
Instrument	92730
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	IVY POINTE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5122 SILVER ST CINCINNATI OH 452121504, CINCINNATI, OH 45212-1504

Mortgage

Document Number	92731
Date	Sep 14, 2020
Book Page	014252/001112
Instrument	92731

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5122 Silver St was $1,684, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Norwood City
Unified School District	Norwood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,684.00 (+2.93%)	$32,550 (+%) Land $7,535 Building $25,015
2024	$1,636.00 (-2.62%)	$32,549 (-) Land $7,535 Building $25,014
2023	$1,680.00 (+10.31%)	$32,549 (+31.37%) Land $7,535 Building $25,014	$93,000 Land $21,530 Building $71,470
2022	$1,523.00 Homeowner's exemption	$24,777 Land $5,709 Building $19,068
2020			$70,790 Land $16,310 Building $54,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5122 Silver St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5122 Silver St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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