5120 Silver St, Cincinnati, OH 45212 Property Records

Hamilton County property record for 5120 Silver St, Cincinnati, OH 45212

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,311 sqft · built 1914
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jul 2020)
Tax Bill	$1,901 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`651-0008-0082-00`

Property Details

APN / Parcel Number

Primary APN	`651-0008-0082-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,311 sqft Living Area
1st Floor Area	760 sqft
2nd Floor Area	551 sqft
Basement Area	760 sqft

Exterior

Year Built	Built 1914
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Porch	Porch
Porch Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5120 SILVER ST
City	CINCINNATI
State	OH
Zip	45212-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5120 SILVER ST 50 X 136.11 IRR LOTS 95-96 NORWOOD VIEW SUB PARS82-83 CONS
Legal Subdivision	NORWOOD VIEW SUB
Legal Lot Number	95-96 96
Jurisdiction	HAMILTON OH
Township / Civil Division	NORWOOD
Census Block Group	3
Census Block	3003
Census Tract	25200

Owner

5120 Silver St is owned and occupied by an individual who bought it in July 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	5120 SILVER ST, CINCINNATI, OH 45212-1504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Jul 16, 2020	Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on File
Deed Sale	Jul 16, 2020 · Amount on File
Prior Sale	Aug 2, 2012 · Amount on File
Deed Document Number	0000068464
Deed Book / Page	014211 / 000571
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5120 SILVER ST, CINCINNATI, OH 45212-1504
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	AGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092491
Date	Jul 30, 2021
Book Page	14470/1159
Instrument	2021-0092491

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 16, 2020
Property Address	5120 SILVER ST, CINCINNATI, OH 45212-1504
Document Number	0000068464
Book / Page	014211 / 000571
Instrument Date	Jul 7, 2020
Instrument	68464
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5120 SILVER ST CINCINNATI OH 452121504, CINCINNATI, OH 45212-1504

Mortgage

Document Number	68465
Date	Jul 16, 2020
Book Page	014211/000573
Instrument	68465

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5120 Silver St was $1,901, up 3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Norwood City
Unified School District	Norwood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,901.00 (+2.98%)	$36,750 (+%) Land $12,925 Building $23,825
2024	$1,846.00 (-2.64%)	$36,749 (-) Land $12,925 Building $23,824
2023	$1,896.00 (+2.05%)	$36,749 (+21.49%) Land $12,925 Building $23,824	$105,000 Land $36,930 Building $68,070
2022	$1,858.00 Homeowner's exemption	$30,248 Land $9,776 Building $20,472
2020			$86,420 Land $27,930 Building $58,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5120 Silver St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5120 Silver St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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