5122 Cameron Dr, Troy, MI 48098 Property Records

Oakland County property record for 5122 Cameron Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,209 sqft · built 1979
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$465,000 (Aug 2017)
Tax Bill$7,827 (2025)
Deeds & MortgagesOct 2021 Mortgage
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-07-479-019

Property Details

APN / Parcel Number

Primary APN88-20-07-479-019

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area3,209 sqft Living Area
1st Floor Area1,660 sqft
Basement Area1,660 sqft
Finished Basement1,660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage Area510 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area77 sqft
Deck Area400 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address5122 CAMERON DR
CityTROY
StateMI
Zip48098-2461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 7 CHELSEA VILLAGE SUB NO 1 LOT 89
Legal Range11E
Legal Township2N
Legal Section7
Legal SubdivisionCHELSEA VILLAGE SUB #1
Legal Lot Number89
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1012
Census Tract196500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5122 CAMERON DR, TROY, MI 48098-2461
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 19, 2021Deed of Trust, Mortgage
QUICKEN LOANS LLC
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 7, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2017 · Amount on Record
Deed SaleAug 7, 2017 · Amount on Record
Prior SaleJul 8, 2010 · Amount on Record
Deed Document Number2017147763
Deed Book / Page50942 / 795
Prior Transfer DateDec 29, 2009
Prior Transfer Doc0000006216
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5122 CAMERON DR, TROY, MI 48098-2461
Transaction TypeMortgage
Record UpdatedDec 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5122 CAMERON DR, TROY, MI 48098-2461

Mortgage

Document Number0000243154
DateOct 12, 2021
Book Page56989/399
Instrument243154
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term119 Months
DueSep 1, 2031

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5122 CAMERON DR, TROY, MI 48098-2461
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyJCT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5122 CAMERON DR, TROY, MI 48098-2461

Mortgage

Document Number0000045693
DateFeb 19, 2021
Book Page55741/383
Instrument45693
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term144 Months
DueFeb 1, 2033

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5122 CAMERON DR, TROY, MI 48098-2461
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyJCT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000114642
DateJun 15, 2020
Book Page54351/729
Instrument114642
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueJun 1, 2032

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 7, 2017
Property Address5122 CAMERON DR, TROY, MI 48098-2461
Document Number0000147763
Book / Page50942 / 00795
Map ReferenceLB 139 PG 31-34
Instrument DateJun 22, 2017
Instrument147763
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

AmountAmount Recorded
Tax$3,999.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5122 CAMERON DR, 5122, TROY, MI 48098-2461

Transferred To (Grantee/Buyer)

NameVerified Name
Address2277 DORCHESTER DR N APT 105, 105, TROY, MI 48084-3724

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,827.00 (-3.86%)
2023$490,660
2022$8,141.00$245,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1985)
Most Recent ClaimJan 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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