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5103 Cameron Dr, Troy, MI 48098 Property Records

Oakland County property record for 5103 Cameron Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,939 sqft · built 1985
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Tax Bill$5,497 (2025)
Deeds & MortgagesMar 2026 Mortgage
Aug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-07-479-021

Property Details

APN / Parcel Number

Primary APN88-20-07-479-021

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,939 sqft Living Area
1st Floor Area1,664 sqft
Basement Area970 sqft
Unfinished Basement1,664 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions140 ft deep x 90 ft wide
Garage Area474 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area93 sqft
Deck Area525 sqft
Patio Area525 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address5103 CAMERON DR
CityTROY
StateMI
Zip48098-2411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 7 CHELSEA VILLAGE SUB NO 1 LOT 87
Legal Range11E
Legal Township2N
Legal Section7
Legal SubdivisionCHELSEA VILLAGE SUB #1
Legal Lot Number87
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1012
Census Tract196500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5103 CAMERON DR, TROY, MI 48098-2411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 31, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 28, 2013
Transfer Doc0000027972
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5103 CAMERON DR, TROY, MI 48098-2411
Transaction TypeMortgage
Record UpdatedMay 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5103 CAMERON DR, TROY, MI 48098-2411

Mortgage

Document Number20260038326
DateMar 31, 2026
Book Page61063/462
Instrument20260038326
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5103 CAMERON DR, TROY, MI 48098-2411
Transaction TypeMortgage
Record UpdatedSep 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5103 CAMERON DR, TROY, MI 48098-2411

Mortgage

Document Number0000095958
DateAug 31, 2023
Book Page58848/403
Instrument95958
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,497.00 (-3.85%)
2023$495,860
2022$5,717.00$247,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1985)
Most Recent ClaimJan 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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