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5120 Star Ruby Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5120 Star Ruby Ave, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,676 sqft Living Area
Lot Size5,662 sqft (0.13 acres)
GarageAttached, 462 sqft
Last Sale$305,000 (2021)
Tax Bill$5,942.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-26-31-0101-0001-1360
Alternative APN
  • 263105010100011360

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,676 sqft Living Area
Gross Area2,266 sqft Gross Area
1st Floor1,676 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,662 sqft (0.13 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Porch Area128 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5120 STAR RUBY AVE
CitySAINT CLOUD
StateFL
Zip34771-8562
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCANOPY WALK PB 25 PGS 157-158 LOT 136
Legal Range31E
Legal Township26S
Legal Section05
Legal SubdivisionCANOPY WALK PH 1
Legal Block1360
Legal Lot Number136
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3050
Census Tract43700

Owner

Source: Osceola County records · APN 05-26-31-0101-0001-1360

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Intrafamily Transfer, Transfer
SELENE TITLE LLC
Jun 04, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Feb 28, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERIHOME MTG
May 25, 2018Grant Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
NMB HM LNS INC
Mar 22, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2021 · Amount on Record
Deed SaleJun 04, 2021 · Amount on Record
Prior SaleMay 25, 2018 · Amount on Record
Deed Doc Number202187018
Deed Book / Page5973 / 1911
Last Transfer DateOct 28, 2021
Transfer Doc0060900805
Record RefreshedSep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateNov 18, 2021
Property Address5120 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Document Number0060900805
Book / Page6090 / 805
Map ReferenceMB 25 PG 157&158
Instrument DateOct 28, 2021
Instrument2021179778
Transaction TypeTransfer
Record UpdatedDec 08, 2021
Title CompanySELENE TITLE LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 04, 2021
Property Address5120 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Document Number0059731911
Book / Page5973 / 1911
Map ReferenceMB 25 PG 157&158
Instrument DateJun 01, 2021
Instrument2021087018
Transaction TypeTransfer
Record UpdatedJun 16, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$2,135.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5100 STAR RUBY AVE, 5100, SAINT CLOUD, FL 34771-8562

Transferred To (Grantee/Buyer)

NameVerified Name
Address7500 N DOBSON RD STE 300, 300, SCOTTSDALE, AZ 85256-2727
InvestorPossibly a Property Investor

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5120 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Document Number0054892024
Instrument DateFeb 28, 2019
Transaction TypeMortgage
Record UpdatedMar 27, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5112 STAR RUBY AVE ST CLOUD FL 347718562, ST CLOUD, FL 34771-8562

Mortgage

Document Number0054892024
DateMar 11, 2019
Book Page005489/002024
Instrument31007
Lender
NameAMERIHOME MTG
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362-3888
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 10, 2049

May 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 25, 2018
Property Address5120 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Document Number0053392540
Book / Page005339 / 002540
Instrument DateMay 23, 2018
Instrument82374
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 25, 2018
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,718.43
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address5120 STAR RUBY AVE ST CLOUD FL 347718562, ST CLOUD, FL 34771-8562

Mortgage

Document Number53392544
DateMay 25, 2018
Book Page005339/002544
Instrument82377
Lender
NameNMB HM LNS INC
Address310 A MAIN ST, LEBANON, NJ 08833-4550
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 24, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMar 22, 2018
Property Address5120 STAR RUBY AVE, SAINT CLOUD, FL 34771-8562
Document Number0053051091
Book / Page005305 / 001091
Instrument DateMar 16, 2018
Instrument46421
Transaction TypeTransfer
Record UpdatedApr 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,942.00 (+2.06%)$331,800 (+3.62%) Land $70,000 Building $261,800$331,800 (+3.62%) Land $70,000 Building $261,800
2024$5,822.00 (+4.3%)
2023$5,582.00 (+11.57%)$320,200 (+15.43%) Land $65,000 Building $255,200$320,200 (+15.43%) Land $65,000 Building $255,200
2022$5,003.00$277,400 Land $60,000 Building $217,400$277,400 Land $60,000 Building $217,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 806 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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