Cleveland County property record for 512 Willow Br Rd, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,235 sqft · built 1979 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,975,000 (Mar 2017) |
| Tax Bill | $3,235 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0042199 |
| Primary APN | R0042199 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,235 sqft Living Area |
| Gross Area | 2,763 sqft |
| 1st Floor Area | 2,235 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 11,761 sqft (0.27 acres) |
| View / Lot | Business Cluster |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 344 sqft |
| Patio Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 42199 |
|---|---|
| Street Address | 512 WILLOW BRANCH RD |
| City | NORMAN |
| State | OK |
| Zip | 73072-4513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUAILBROOK I LOT 13 BLK 1 |
| Legal Range | 03W |
| Legal Township | 09 |
| Legal Section | 27 |
| Legal Subdivision | QUAIL BROOK 1 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 201512 |
512 Willow Br Rd is owned and occupied by two individuals who acquired it in September 2021.
Source: Cleveland County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 WILLOW BRANCH RD, NORMAN, OK 73072-4513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Sep 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 5, 2018 | Loan Modification, Mortgage · FHA Mortgage GUILD MTG |
| Mar 13, 2017 | Warranty Deed, Transfer · FHA Mortgage FIRST AMERICAN MTG SVCS/MOUNTA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2017 · Amount on File |
| Deed Sale | Mar 13, 2017 · Amount on File |
| Deed Document Number | 20177465 |
| Deed Book / Page | 5653 / 983 |
| Last Transfer Date | Sep 10, 2021 |
| Transfer Doc | R202139807 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 512 WILLOW BRANCH RD, NORMAN, OK 73072-4513 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Title Company | NOT AVAILABLE, MULTIPLE |
| Name | Verified Name |
|---|---|
| Address | 512 WILLOW BRANCH RD, NORMAN, OK 73072-4513 |
| Document Number | R202323252 |
|---|---|
| Date | Aug 24, 2023 |
| Book Page | 6582/691 |
| Instrument | R 2023 23252 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Sep 16, 2021 |
| Property Address | 512 WILLOW BRANCH RD, NORMAN, OK 73072-4513 |
| Document Number | R202139807 |
| Book / Page | 6312 / 233 |
| Instrument Date | Sep 10, 2021 |
| Instrument | R 2021 39807 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 512 WILLOW BRANCH RD, NORMAN, OK 73072-4513 |
| Document Number | R202139808 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | R 2021 39808 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 512 WILLOW BRANCH RD, NORMAN, OK 73072-4513 |
| Document Number | 0000033694 |
| Instrument Date | Sep 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 512 WILLOW BRANCH RD NORMAN OK 730724513, NORMAN, OK 73072-4513 |
| Document Number | 0000033694 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 005857/000504 |
| Instrument | 33694 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92186-5304 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 21, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Mar 13, 2017 |
| Property Address | 512 WILLOW BRANCH RD, NORMAN, OK 73072-4513 |
| Document Number | 0000007465 |
| Book / Page | 005653 / 000983 |
| Instrument Date | Mar 4, 2017 |
| Instrument | 7465 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 WILLOW BRANCH RD NORMAN OK 730724513, NORMAN, OK 73072-4513 |
| Document Number | 7466 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 005653/000985 |
| Instrument | 7466 |
| Name | FIRST AMERICAN MTG SVCS/MOUNTA |
|---|---|
| Type | Mortgage Company |
| Address | YUKON, OK 73099 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2047 |
The 2025 property tax bill for 512 Willow Br Rd was $3,235 with a homeowner's exemption.
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,235.00 Homeowner's exemption | $27,957 Land $5,740 Building $22,217 | $292,423 Land $60,048 Building $232,375 |
| 2023 | $3,045.00 Homeowner's exemption | $26,352 Land $4,748 Building $21,604 | $275,633 Land $49,665 Building $225,968 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 512 Willow Br Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 Willow Br Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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