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512 Whispering Pine Ln, Naples, FL 34103 Property Records

Collier County property record for 512 Whispering Pine Ln, Naples, FL 34103 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3,314 sqft · built 1977
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on File
Last Sale$2,150,000 (Apr 2019)
Tax Bill$17,676 (2025)
Deeds & MortgagesJul 2026 Sale
Jul 2026 Sale
+ 4 more
Flood ZoneZone AE (high risk)
APN112900 32 304A16

Property Details

APN / Parcel Number

Primary APN112900 32 304A16
Alternative APNs
  • 1605700000502960032304
  • 16057000005

Interior

Stories1 Story
Building Area3,314 sqft Living Area
1st Floor Area3,314 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2015
Construction TypeMasonry / Concrete Block
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions172 ft deep x 74 ft wide

Exterior Amenities

Pool Area540 sqft
PorchAluminum Porch
Porch Area348 sqft
Deck Area728 sqft

Location & Zoning

Street Address512 WHISPERING PINE LN
CityNAPLES
StateFL
Zip34103-2424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARK SHORE UNIT 4 BLK 32 LOT 30 OR 1422 PG 711
Legal Range25
Legal Township49
Legal Section16
Legal SubdivisionPARK SHORE UNIT 4
Legal Tract112900
Legal Block32
Legal Lot Number30
Legal Unit4
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3011
Census Tract301

Owner

Source: Collier County records · APN 112900 32 304A16

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address512 WHISPERING PINE LN, NAPLES, FL 34103-2424
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 15, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 24, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Apr 10, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Oct 22, 2018Trustee's Deed, Construction Loan · Line of Credit
RYAN CLONTZ
Nov 07, 2017Warranty Deed, Transfer · Conventional Mortgage
LENDUSA LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 10, 2019 · Amount on Record
Deed SaleApr 10, 2019 · Amount on Record
Prior SaleNov 07, 2017 · Amount on Record
Deed Document Number20195696416
Deed Book / Page5617 / 211
Last Transfer DateAug 08, 2022
Transfer Doc0061662228
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJul 15, 2026
Property Address512 WHISPERING PINE LN, NAPLES, FL 34103-2424
Document Number0006850503
Book / Page6609 / 2213
Instrument DateJun 11, 2026
Instrument20266850503
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 WHISPERING PINE LN, NAPLES, FL 34103-2424

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJul 15, 2026
Property Address512 WHISPERING PINE LN, NAPLES, FL 34103-2424
Document Number0006850504
Book / Page6609 / 2216
Instrument DateJun 11, 2026
Instrument20266850504
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address512 WHISPERING PINE LN, NAPLES, FL 34103-2424

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateAug 24, 2022
Property Address512 WHISPERING PINE LN, NAPLES, FL 34103-2424
Document Number0061662228
Book / Page6166 / 2228
Map ReferenceMB 10 PG 101
Instrument DateAug 08, 2022
Instrument6300167
Transaction TypeTransfer
Record UpdatedAug 31, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address512 WHISPERING PINE LN, 512, NAPLES, FL 34103-2424

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 WHISPERING PINE LN, NAPLES, FL 34103-2424

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateApr 10, 2019
Property Address512 WHISPERING PINE LN, NAPLES, FL 34103-2424
Document Number0056170211
Book / Page005617 / 000211
Instrument DateApr 09, 2019
Instrument5696416
Transaction TypeTransfer
Record UpdatedApr 25, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$15,050.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address512 WHISPERING PINE LN NAPLES FL 341032424, NAPLES, FL 34103-2424

October 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCOLLIER FL
Recording DateOct 22, 2018
Property Address512 WHISPERING PINE LN, NAPLES, FL 34103-2424
Document Number0055642020
Book / Page005564 / 002020
Instrument DateOct 10, 2018
Instrument5627457
Transaction TypeConstruction Loan
Record UpdatedNov 07, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 WHISPERING PINE LN NAPLES FL 341032424, NAPLES, FL 34103-2424

Mortgage

Document Number55642020
DateOct 22, 2018
Book Page005564/002020
Instrument5627457
Lender
NameRYAN CLONTZ
Address1441 GULF SHORE BLVD S, NAPLES, FL 34102-7427
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 21, 2019
Interest
Rate TypeAdjustable Rate

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateNov 07, 2017
Property Address512 WHISPERING PINE LN, NAPLES, FL 34103-2424
Document Number0054463242
Book / Page5446 / 3242
Map ReferenceMB10 PG101
Instrument DateOct 27, 2017
Instrument5467830
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1610 ROSE CT, 1610, NEW PHILADELPHIA, OH 44663-9413

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 WHISPERING PINE LN, NAPLES, FL 34103-2424

Mortgage

Document Number0005467831
DateNov 07, 2017
Instrument5467831
Lender
NameLENDUSA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$17,676.00 (+2.22%) Homeowner's exemption Widower's exemption$1,996,512 (+52.78%)$3,013,079 (-19.9%) Land $2,601,700 Building $411,379
2024$17,292.00 (+47.33%)
2023$11,737.00 (-36.89%) Homeowner's exemption$1,306,817 (-32.47%)$3,761,870 (+33.14%) Land $3,593,560 Building $168,310
2022$18,597.00 Homeowner's exemption$1,935,092$2,825,414 Land $2,045,333 Building $780,081

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210003013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 199 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies245 units insured (46 under condo master policies)
144 of 199 individual policies on primary residences
Nearby Flood Claims235 (1985–2024)
Claims Outside the SFHA11 of 235
Most Recent ClaimOct 2024, tidal / storm surge, Hurricane Milton
Flood Events
  • Hurricane Ian (Sep 2022), 113 claims
  • Hurricane Ian (Sep 2022), 71 claims
  • Hurricane Irma (Sep 2017), 17 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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