512 Valley St, Frederick, MD 21701 Property Records

Frederick County property record for 512 Valley St, Frederick, MD 21701 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,176 sqft · built 1956
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Apr 1985)
Tax Bill	$4,438 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-070898`

Property Details

APN / Parcel Number

Primary APN	`02-070898`
Alternative APNs	`2070898` `070898`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,401 sqft
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	144 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	070898
Street Address	512 VALLEY ST
City	FREDERICK
State	MD
Zip	21701-6254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 137 BLK E 60X140 512 VALLEY ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Block	F
Legal Lot Number	137
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2013
Census Tract	765100

Owner

Source: Frederick County records · APN 02-070898

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	512 VALLEY ST, FREDERICK, MD 21701-6254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 1985 · Amount on Record
Deed Sale	Apr 29, 1985 · Amount on Record
Deed Book / Page	1279 / 120
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	512 VALLEY ST, FREDERICK, MD 21701-6254
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0118760240
Date	Jun 16, 2017
Book Page	11876/0240
Instrument	11876-0240

Lender

Name	MANUFACTURERS TRADERS TRUST CO
Type	Lending Institution
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,767 (+6.55%)	$297,300 (+19.64%) Land $151,300 Building $146,000
2025	$4,438.00 (+24.8%) Homeowner's exemption	$248,500 (+13.11%) Land $113,600 Building $134,900	$248,500 (-) Land $113,600 Building $134,900
2023	$3,556.00 Homeowner's exemption	$219,700	$248,500 Land $113,600 Building $134,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217651002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2018–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2019, other causes
Claims By Storm	Severe Storms And Flooding, May 2018 · 2 claims

Wildfire

Wildfire Risk	Low above 2% of the US · above 4% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 587 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 2,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, T-Mobile USA, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.