504A Valley St, Frederick, MD 21701 Property Records

Frederick County property record for 504A Valley St, Frederick, MD 21701 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,188 sqft · built 1960
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (May 2026)
Tax Bill	$4,076 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-122413`

Property Details

APN / Parcel Number

Primary APN	`02-122413`
Alternative APNs	`2122413` `122413`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	1,368 sqft
1st Floor Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	122413
Street Address	504A VALLEY ST
City	FREDERICK
State	MD
Zip	21701-6254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS #15 & 16, BLK. E 50 X 140 504-A VALLEY ST.
Legal Subdivision	CATOCTIN PARK
Legal Block	E
Legal Lot Number	15,16
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2013
Census Tract	765100

Owner

Source: Frederick County records · APN 02-122413

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	504A VALLEY ST, FREDERICK, MD 21701-6254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2026 · Amount on Record
Deed Sale	May 01, 2026 · Amount on Record
Prior Sale	Jun 28, 2002 · Amount on Record
Deed Book / Page	17842 / 388
Prior Transfer Date	May 29, 2013
Prior Transfer Doc	0096080045
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 01, 2026
Property Address	504A VALLEY ST, FREDERICK, MD 21701-6254
Document Number	0178420388
Book / Page	17842 / 388
Instrument Date	Apr 30, 2026
Transaction Type	Transfer
Record Updated	Jun 05, 2026
Title Company	FRIENDS TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$378,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504A VALLEY ST, FREDERICK, MD 21701-6254

Mortgage

Document Number	1784000393,
Date	May 01, 2026
Book Page	17842/393

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,076.00 (+4.54%) Homeowner's exemption	$226,200 (+12.57%) Land $108,000 Building $118,200	$226,200 (-) Land $108,000 Building $118,200
2024	$3,899.00 (+6.97%)
2023	$3,645.00 Homeowner's exemption	$200,933	$226,200 Land $108,000 Building $118,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217651002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Claims	3 (2018–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2019, other causes
Named Events	Severe Storms And Flooding (May 2018), 2 claims
Nearby Flood Policies	9 in force 7 of 9 on primary residences
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)

Wildfire

Wildfire Risk	Low above 2% of the US · above 4% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.