Warren County property record for 512 Unity Rd, McMinnville, TN 37110
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.68 acres (116,741 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200 (Jul 2018) |
| Tax Bill | $164 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 089043 03003 |
| Primary APN | 089043 03003 |
|---|---|
| Alternative APN |
|
| Lot Area | 116,741 sqft (2.68 acres) |
|---|
| Porch | Patio |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | Deck Area |
| Patio Area | 80 sqft |
| Utility Building | 1 sqft |
| Sewer | Connected |
|---|
| Street Address | 512 UNITY RD |
|---|---|
| City | MCMINNVILLE |
| State | TN |
| Zip | 37110-6275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 11 246-396 IS D.O.C., COUNTY AREA: R01 |
| Legal Subdivision | HUBERT TATE DIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | WARREN TN |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 930300 |
512 Unity Rd is owned by two individuals who acquired it in May 2025.
Source: Warren County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 201 ORIOLE DR, MCMINNVILLE, TN 37110-1449 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMELAND COMMUNITY BANK |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS TRI-CNTY BK |
| Jan 8, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2018 · Amount on File |
| Deed Sale | Jul 2, 2018 · Amount on File |
| Prior Sale | Sep 27, 1986 |
| Deed Document Number | 2018159306 |
| Deed Book / Page | 439 / 258 |
| Last Transfer Date | May 7, 2025 |
| Transfer Doc | 000678/514 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN TN |
| Recording Date | May 18, 2026 |
| Property Address | 512 UNITY RD, MCMINNVILLE, TN 37110-6275 |
| Document Number | 0000229323 |
| Book / Page | 720 / 190 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026229323 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 512 UNITY RD, MCMINNVILLE, TN 37110-6275 |
| Document Number | 0000229323, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 720/190 |
| Instrument | 2026229323 |
| Name | HOMELAND COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN TN |
| Property Address | 512 RED RD # Y, Y, MCMINNVILLE, TN 37110 |
| Document Number | 0000173135 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 201 ORIOLE DR MCMINNVILLE TN 371101449, MCMINNVILLE, TN 37110-1449 |
| Document Number | 0000173135 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 000487/000619 |
| Instrument | 173135 |
| Name | CITIZENS TRI-CNTY BK |
|---|---|
| Type | Bank |
| Address | MCMINNVILLE, TN 37110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 1, 2025 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARREN TN |
| Recording Date | Jan 8, 2020 |
| Property Address | 512 RED RD # Y, Y, MCMINNVILLE, TN 37110 |
| Document Number | 0000171826 |
| Book / Page | 000483 / 000499 |
| Instrument Date | Jan 8, 2020 |
| Instrument | 171826 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 UNITY RD MCMINNVILLE TN 371106275, MCMINNVILLE, TN 37110-6275 |
The 2025 property tax bill for 512 Unity Rd was $164.
Source: Warren County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Warren County |
| Unified School District | Warren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $164.00 | $13,550 Land $9,375 Building $4,175 | $54,200 Land $37,500 Building $16,700 |
| 2023 | $8,200 Land $4,475 Building $3,725 | ||
| 2020 | $32,800 Land $17,900 Building $14,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 512 Unity Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Dec 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 Unity Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY UTILITY DISTRICT serves 29,055 people · EPA ID TN0000818 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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