Lake County property record for 512 Torres Pl, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,448 sqft · built 1992 |
| Lot Size | 0.133 acres (5,812 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $172,000 (Apr 2013) |
| Tax Bill | $2,739 (2024) |
| Deeds & Mortgages | May 2022 Line of Credit May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-18-24-0020-000-54690 |
| Primary APN | 06-18-24-0020-000-54690 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| 1st Floor Area | 1,448 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 5,812 sqft (0.133 acres) |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 326 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3448758 |
|---|---|
| Street Address | 512 TORRES PL |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-5643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LADY LAKE ORANGE BLOSSOM GARDENS UNIT 17B LOT 5469 PB 32 PGS 1-3 ORB 4307 PG 1550 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 06 |
| Legal Subdivision | LADY LAKE |
| Legal Tract | 20 |
| Legal Lot Number | 5469 |
| Legal Unit | 17B |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 30408 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 512 TORRES PL, LADY LAKE, FL 32159-5643 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK INC |
| May 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2013 · Amount on Record |
| Deed Sale | Apr 11, 2013 · Amount on Record |
| Prior Sale | Dec 18, 2012 · Amount on Record |
| Deed Document Number | 2013041325 |
| Deed Book / Page | 4307 / 1550 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 512 TORRES PL, LADY LAKE, FL 32159-5643 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 512 TORRES PL, LADY LAKE, FL 32159-5643 |
| Document Number | 0059630220 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 5963/220 |
| Instrument | 2022072820 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | GAINESVILLE, FL 32612 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 512 TORRES PL, LADY LAKE, FL 32159-5643 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PENINSULA LAND & TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0052822128 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 5282/2128 |
| Instrument | 2019056865 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Lady Lake Town |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $195,710 (+5.98%) Land $45,000 Building $150,710 | $254,394 (+3.16%) Land $45,000 Building $209,394 | |
| 2024 | $2,739.00 (+5.59%) | ||
| 2023 | $2,594.00 (+1.13%) Homeowner's exemption | $184,660 (+3%) | $246,599 (+5.12%) Land $45,000 Building $201,599 |
| 2022 | $2,565.00 Homeowner's exemption | $179,290 | $234,599 Land $33,000 Building $201,599 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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