512 Torres Pl, Lady Lake, FL 32159 Property Records

Lake County property record for 512 Torres Pl, Lady Lake, FL 32159

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,448 sqft · built 1992
Lot Size0.133 acres (5,812 sqft)
Owner2 Owner Names on Record
Last Sale$172,000 (Apr 2013)
Tax Bill$2,739 (2024)
Deeds & MortgagesMay 2022 Line of Credit
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-18-24-0020-000-54690

Property Details

APN / Parcel Number

Primary APN06-18-24-0020-000-54690
Alternative APN
  • 3448758

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,448 sqft Living Area
1st Floor Area1,448 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2022
Exterior MaterialAsbestos
Construction TypeSteel Frame
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area5,812 sqft (0.133 acres)
Garage TypeFinished
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area326 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3448758
Street Address512 TORRES PL
CityLADY LAKE
StateFL
Zip32159-5643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLADY LAKE ORANGE BLOSSOM GARDENS UNIT 17B LOT 5469 PB 32 PGS 1-3 ORB 4307 PG 1550
Legal Range24E
Legal Township18S
Legal Section06
Legal SubdivisionLADY LAKE
Legal Tract20
Legal Lot Number5469
Legal Unit17B
JurisdictionLAKE FL
Township / Civil DivisionFRUITLAND PARK-LADY LAKE
Census Block Group1
Census Block1030
Census Tract30408

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address512 TORRES PL, LADY LAKE, FL 32159-5643
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
May 24, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS FIRST BANK INC
May 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS FIRST BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2013 · Amount on Record
Deed SaleApr 11, 2013 · Amount on Record
Prior SaleDec 18, 2012 · Amount on Record
Deed Document Number2013041325
Deed Book / Page4307 / 1550
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address512 TORRES PL, LADY LAKE, FL 32159-5643
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 TORRES PL, LADY LAKE, FL 32159-5643

Mortgage

Document Number0059630220
DateMay 24, 2022
Book Page5963/220
Instrument2022072820
Lender
NameCITIZENS FIRST BANK INC
TypeBank
AddressGAINESVILLE, FL 32612
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 25, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address512 TORRES PL, LADY LAKE, FL 32159-5643
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPENINSULA LAND & TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052822128
DateMay 21, 2019
Book Page5282/2128
Instrument2019056865
Lender
NameCITIZENS FIRST BANK INC
TypeBank
AddressTHE VILLAGES, FL 32162
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityLady Lake Town
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$195,710 (+5.98%) Land $45,000 Building $150,710$254,394 (+3.16%) Land $45,000 Building $209,394
2024$2,739.00 (+5.59%)
2023$2,594.00 (+1.13%) Homeowner's exemption$184,660 (+3%)$246,599 (+5.12%) Land $45,000 Building $201,599
2022$2,565.00 Homeowner's exemption$179,290$234,599 Land $33,000 Building $201,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5
serves 18,675 people · EPA ID FL3350942
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereVILLAGE WATER
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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