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509 Torres Pl, Lady Lake, FL 32159 Property Records

Lake County property record for 509 Torres Pl, Lady Lake, FL 32159

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,248 sqft · built 1991
Lot Size0.123 acres (5,400 sqft)
OwnerIndividual Name on File
Last Sale$173,000 (Oct 2018)
Tax Bill$3,102 (2024)
Deeds & MortgagesOct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-18-24-0020-000-54590

Property Details

APN / Parcel Number

Primary APN06-18-24-0020-000-54590
Alternative APN
  • 3354346

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2022
Exterior MaterialAsbestos
Construction TypeSteel Frame
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area5,400 sqft (0.123 acres)
Garage TypeFinished
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area321 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3354346
Street Address509 TORRES PL
CityLADY LAKE
StateFL
Zip32159-5625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLADY LAKE ORANGE BLOSSOM GARDENS UNIT 17-B LOT 5459 PB 32 PGS 1-3 ORB 5190 PG 1802
Legal Range24E
Legal Township18S
Legal Section06
Legal SubdivisionLADY LAKE
Legal Tract20
Legal Lot Number5459
Legal Unit17-B
JurisdictionLAKE FL
Township / Civil DivisionFRUITLAND PARK-LADY LAKE
Census Block Group1
Census Block1029
Census Tract30408

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address509 TORRES PL, LADY LAKE, FL 32159-5625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2018 · Amount on File
Deed SaleOct 29, 2018 · Amount on File
Prior SaleDec 2, 1996
Deed Document Number2018126785
Deed Book / Page5190 / 1802
Record UpdatedJun 8, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateOct 29, 2018
Property Address509 TORRES PL, LADY LAKE, FL 32159-5625
Document Number0051901802
Book / Page5190 / 1802
Map ReferenceMB 32 PG 1-3
Instrument DateOct 18, 2018
Instrument2018126785
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyFREEDOM TITLE & ESCROW COMPA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,211.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9319 PINE MEADOWS CT, 9319, ORLANDO, FL 32825-8072

Transferred To (Grantee/Buyer)

NameVerified Name
Address1404 JUAREZ PL, LADY LAKE, FL 32159-8632

Mortgage

Document Number2018126786
DateOct 29, 2018
Instrument2018126786
Lender
NameCITIZENS FIRST BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityLady Lake Town
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$223,790 (+5.98%) Land $45,000 Building $178,790$232,146 (+2.8%) Land $45,000 Building $187,146
2024$3,102.00 (+5.73%)
2023$2,934.00 (+1.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$211,160 (+3%)$225,816 (+5.61%) Land $45,000 Building $180,816
2022$2,901.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$205,016$213,816 Land $33,000 Building $180,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5
serves 18,675 people · EPA ID FL3350942
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereVILLAGE WATER
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		8,000 / 8,000
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

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