495 Setting Sun Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 495 Setting Sun Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,254 sqft · built 2008
Lot Size	0.187 acres (8,126 sqft)
Owner	2 Company Names on File
Last Sale	$430,000 (Apr 2017)
Tax Bill	$9,676 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-22-27-0734-01-980`

Property Details

APN / Parcel Number

Primary APN	`34-22-27-0734-01-980`
Alternative APNs	`272234073401980` `128562` `129347` `130728`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,254 sqft Living Area
Gross Area	4,297 sqft
1st Floor Area	1,635 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,126 sqft (0.187 acres)
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	281 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	495 SETTING SUN DR
City	WINTER GARDEN
State	FL
Zip	34787-5942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BLACK LAKE PARK PHASE 2 64/1 LOT 198
Legal Range	27E
Legal Township	22S
Legal Section	34
Legal Subdivision	BLACK LAKE PARK PH 2
Legal Phase	2
Legal Tract	734
Legal Block	1
Legal Lot Number	198
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3006
Census Tract	17116

Owner

495 Setting Sun Dr is owned by a company that bought it in April 2017.

Source: Orange County records, as of October 13, 2026

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage GOLDMAN SACHS MORTGAGE COMPANY
Jul 16, 2021	Intrafamily Transfer, Transfer SELENE TITLE LLC
Jun 19, 2019	Warranty Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC
Apr 10, 2017	Grant Deed, Transfer BUYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2017 · Amount on File
Deed Sale	Apr 10, 2017 · Amount on File
Prior Sale	Jun 16, 2016 · Amount on File
Deed Document Number	2017193232
Prior Transfer Date	Jun 14, 2016
Prior Transfer Doc	0000311930
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	495 SETTING SUN DR, WINTER GARDEN, FL 34787-5942
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	SELENE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210439442
Date	Jul 21, 2021
Instrument	20210439442

Lender

Name	GOLDMAN SACHS MORTGAGE COMPANY
Type	Mortgage Company
Address	NEW YORK, NY 10282

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Jul 16, 2021
Property Address	495 SETTING SUN DR, WINTER GARDEN, FL 34787-5942
Document Number	20210427269
Instrument Date	Jun 16, 2021
Instrument	20210427269
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	SELENE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 19, 2019
Property Address	495 SETTING SUN DR, WINTER GARDEN, FL 34787-5942
Document Number	0000375456
Instrument Date	Jun 6, 2019
Instrument	375456
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 S 6TH ST #2100 MINNEAPOLIS MN 554021823, 2100, MINNEAPOLIS, MN 55402-1823

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 10, 2017
Property Address	495 SETTING SUN DR, WINTER GARDEN, FL 34787-5942
Document Number	0000193232
Instrument Date	Apr 4, 2017
Instrument	193232
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	BUYERS TITLE

Transaction

Amount	Amount on Record
Tax	$3,010.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	495 SETTING SUN DR WINTER GARDEN FL 347875942, WINTER GARDEN, FL 34787-5942

Tax Assessment & Valuation

The 2025 property tax bill for 495 Setting Sun Dr was $9,676, up 9.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$586,770 (-1.2%) Land $140,000 Building $446,770	$586,770 (-1.2%) Land $140,000 Building $446,770
2025	$9,676.00 (+9.43%)	$593,870 Land $140,000 Building $453,870	$593,870 Land $140,000 Building $453,870
2024	$8,842.00 (+11.02%)
2023	$7,964.00 (+11.32%)	$512,027 (+14.28%) Land $112,500 Building $399,527	$512,027 (+14.28%) Land $112,500 Building $399,527
2022	$7,154.00	$448,039 Land $112,500 Building $335,539	$448,039 Land $112,500 Building $335,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 Setting Sun Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Setting Sun Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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