Kane County property record for 414 S 4th Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba |
| Lot Size | 0.236 acres (10,300 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $86,000 (Sep 2012) |
| Tax Bill | $27,067 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-212-008 |
| Primary APN | 09-34-212-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Basement Area | 475 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 10,300 sqft (0.236 acres) |
|---|---|
| Lot Dimensions | 103 ft deep x 100 ft wide |
| Porch | Enclosed Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 414 S 4TH AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 23 7 W3 PERSON HUNTS ADD 23 6 PERSON HUNTS ADD |
| Legal Subdivision | MINARD FERSON&HUNTS |
| Legal Block | 1 |
| Legal Lot Number | 5-7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 852300 |
Source: Kane County assessment roll, as of August 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 414 S 4TH AVE, SAINT CHARLES, IL 60174-2918 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2012 · Amount on Record |
| Deed Sale | Sep 19, 2012 · Amount on Record |
| Prior Sale | Jul 10, 2012 |
| Deed Document Number | 201263048 |
| Last Transfer Date | Apr 18, 2016 |
| Transfer Doc | 0000038908 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 414 S 4TH AVE, ST CHARLES, IL 60174-2918 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004338 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2021K004338 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,067.00 (+18.02%) Homeowner's exemption | ||
| 2024 | $362,983 (+25.15%) Land $48,411 Building $314,572 | $1,089,385 (+25.2%) Land $145,291 Building $944,094 | |
| 2022 | $22,934.00 (+3.97%) Homeowner's exemption | $290,044 (+4.91%) Land $47,960 Building $242,084 | $870,132 (+4.91%) Land $143,880 Building $726,252 |
| 2021 | $22,058.00 Homeowner's exemption | $276,469 Land $45,715 Building $230,754 | $829,407 Land $137,145 Building $692,262 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures