512 N Tree Garden Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 512 N Tree Garden Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,679 sqft · built 2008
Lot Size	0.23 acres (10,018 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Mar 2021)
Tax Bill	$4,462 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`101651-0620`

Property Details

APN / Parcel Number

Primary APN	`101651-0620`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,679 sqft Living Area
Gross Area	3,162 sqft
1st Floor Area	1,558 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	198 sqft
Patio Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	512 N TREE GARDEN DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-5230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	55/77-88 HIDEAWAY AT OLD MOULTRIE LOT 62 OR5200/1934
Legal Range	29E
Legal Township	07S
Legal Section	36
Legal Subdivision	HIDEAWAY AT OLD MOULTRIE
Legal Block	1
Legal Lot Number	62
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1016
Census Tract	21301

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	512 N TREE GARDEN DR, SAINT AUGUSTINE, FL 32086-5230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 8, 2021	Warranty Deed, Transfer ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2021 · Amount on Record
Deed Sale	Mar 8, 2021 · Amount on Record
Prior Sale	Jun 21, 2016 · Amount on Record
Deed Document Number	202125821
Deed Book / Page	5200 / 1934
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	512 N TREE GARDEN DR, SAINT AUGUSTINE, FL 32086-5230
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 N TREE GARDEN DR, SAINT AUGUSTINE, FL 32086-5230

Mortgage

Document Number	0055000984
Date	Feb 24, 2022
Book Page	5500/984
Instrument	2022020304

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Nov 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 8, 2021
Property Address	512 N TREE GARDEN DR, SAINT AUGUSTINE, FL 32086-5230
Document Number	0052001934
Book / Page	5200 / 1934
Map Reference	MB 55 PG 77-88
Instrument Date	Mar 8, 2021
Instrument	2021025821
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Transaction

Amount	Amount Recorded
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4115 TALL TREES LN, 4115, ST AUGUSTINE, FL 32086-5884

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 N TREE GARDEN DR, ST AUGUSTINE, FL 32086-5230

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,674 (-1.55%) Land $90,000 Building $248,674	$338,674 (-1.55%) Land $90,000 Building $248,674
2025	$4,462.00 (-2.83%) Homeowner's exemption	$344,022 (-8.12%)	$344,022 (-8.12%) Land $90,000 Building $254,022
2024	$4,592.00 (+1.46%)
2023	$4,526.00 (-0.61%) Homeowner's exemption	$374,422 (+11.49%)	$374,422 (+11.49%) Land $90,000 Building $284,422
2022	$4,554.00	$335,834	$335,834 Land $75,040 Building $260,794

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2001–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on N Tree Garden Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures