501 N Tree Garden Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 501 N Tree Garden Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,202 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,500 (Jan 2017)
Tax Bill	$2,988 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101651-0670`

Property Details

APN / Parcel Number

Primary APN	`101651-0670`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,202 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	2,202 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	501 N TREE GARDEN DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-5231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	55/77-88 HIDEAWAY AT OLD MOULTRIE LOT 67 OR4315/915
Legal Range	29E
Legal Township	07S
Legal Section	36
Legal Subdivision	HIDEAWAY AT OLD MOULTRIE
Legal Block	1
Legal Lot Number	67
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1016
Census Tract	21301

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	501 N TREE GARDEN DR, SAINT AUGUSTINE, FL 32086-5231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Oct 14, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 11, 2017	Warranty Deed, Transfer · VA Mortgage BBMC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2017 · Amount on Record
Deed Sale	Jan 11, 2017 · Amount on Record
Prior Sale	Jul 10, 2006 · Amount on Record
Deed Document Number	20172465
Deed Book / Page	4315 / 915
Prior Transfer Date	Dec 28, 2006
Prior Transfer Doc	0028421972
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	501 N TREE GARDEN DR, SAINT AUGUSTINE, FL 32086-5231
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	PGP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 N TREE GARDEN DR, ST AUGUSTINE, FL 32086-5231

Mortgage

Document Number	0055170905
Date	Mar 17, 2022
Book Page	5517/905
Instrument	2022028527

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	501 N TREE GARDEN DR, SAINT AUGUSTINE, FL 32086-5231
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 N TREE GARDEN DR, SAINT AUGUSTINE, FL 32086-5231

Mortgage

Document Number	0053931285
Date	Oct 14, 2021
Book Page	5393/1285
Instrument	2021112075

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 11, 2017
Property Address	501 N TREE GARDEN DR, SAINT AUGUSTINE, FL 32086-5231
Document Number	0043150915
Book / Page	4315 / 0915
Map Reference	MB55 PG77-78
Instrument Date	Dec 30, 2016
Instrument	2017002465
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WATSON TITLE SERVICES OF NOR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	931 CHEYENNE DR, 931, WALNUT CREEK, CA 94598-4424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 N TREE GARDEN DR, SAINT AUGUSTINE, FL 32086-5231

Mortgage

Document Number	2017002466
Date	Jan 11, 2017
Instrument	2017002466

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,382 (+2.7%)	$315,679 (-1.18%) Land $90,000 Building $225,679
2025	$2,988.00 (+13.44%) Homeowner's exemption	$235,036 (+2.9%)	$319,464 (-9.52%) Land $90,000 Building $229,464
2024	$2,634.00 (+2.13%) Homeowner's exemption	$228,412 (+3%)	$353,063 (+2.46%) Land $90,000 Building $263,063
2023	$2,579.00 (+3.24%) Homeowner's exemption	$221,759 (+3%)	$344,572 (+11.25%) Land $90,000 Building $254,572
2022	$2,498.00 Homeowner's exemption	$215,300	$309,732 Land $75,040 Building $234,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2001–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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