Hamilton County property record for 512 Menlo St, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,512 sqft · built 1953 |
| Lot Size | 0.436 acres (19,000 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $70,000 (Jun 2012) |
| Tax Bill | $878 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 147I L 015 |
| Primary APN | 147I L 015 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,512 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,000 sqft (0.436 acres) |
| Lot Dimensions | 152 ft deep x 125 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Gravity Furnace |
| Account Number | 0000079681 |
|---|---|
| Street Address | 512 MENLO ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-2807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 6 7 PT 8 RIDGE GARDEN ADDN PB7 PG8 |
| Legal Subdivision | RIDGE GARDEN ADDN |
| Legal Lot Number | 6 7 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 6 |
| Census Block | 6024 |
| Census Tract | 3300 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 6318 PYTHIAN RD, HARRISON, TN 37341-9340 |
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST VOLUNTEER BANK |
| Apr 23, 2019 | Deed of Trust, Mortgage · Conventional with PMI FIRST VOLUNTEER BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2012 · Amount on Record |
| Deed Sale | Jun 29, 2012 · Amount on Record |
| Prior Sale | Sep 18, 1998 |
| Deed Document Number | 0000968023 |
| Deed Book / Page | 9680 / 23 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 512 MENLO ST, CHATTANOOGA, TN 37411-2807 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6318 PYTHIAN RD, HARRISON, TN 37341-9340 |
| Document Number | 0000000085 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 13043/882 |
| Instrument | 2022080100085 |
| Name | FIRST VOLUNTEER BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Jul 5, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 512 MENLO ST, CHATTANOOGA, TN 37411-2807 |
| Document Number | 0503000080 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6318 PYTHIAN RD HARRISON TN 373419340, HARRISON, TN 37341-9340 |
| Document Number | 0503000080 |
|---|---|
| Date | May 3, 2019 |
| Book Page | 011631/000469 |
| Instrument | 190503000080 |
| Name | FIRST VOLUNTEER BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | May 2, 2022 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $878.00 (+50.09%) | $57,975 (+121.7%) | $231,900 (+121.7%) Land $63,000 Building $168,900 |
| 2024 | $585.00 | $26,150 (-) | $104,600 (-) Land $21,000 Building $83,600 |
| 2023 | $585.00 | $26,150 (-) | $104,600 (-) Land $21,000 Building $83,600 |
| 2022 | $585.00 | $26,150 | $104,600 Land $21,000 Building $83,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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