Hamilton County property record for 506 Menlo St, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 916 sqft · built 1969 |
| Lot Size | 0.261 acres (11,400 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $499 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 147I L 013 |
| Primary APN | 147I L 013 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 916 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,400 sqft (0.261 acres) |
| Lot Dimensions | 152 ft deep x 75 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000079679 |
|---|---|
| Street Address | 506 MENLO ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-2807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 4 PT 3 RIDGE GARDEN ADDN PB7 PG8 |
| Legal Subdivision | RIDGE GARDEN ADDN |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 6 |
| Census Block | 6024 |
| Census Tract | 3300 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 506 MENLO ST, CHATTANOOGA, TN 37411-2807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU |
| May 4, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MARGARET MCDONLAD ETAL |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 4, 2021 |
| Transfer Doc | 0000000060 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 506 MENLO ST, CHATTANOOGA, TN 37411-2807 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000103 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 12622/582 |
| Instrument | 2021082500103 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.34% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.35% |
| Max Rate At Change | 7.84% |
| Index | 1-Year CMT |
| Max Rate | 7.84% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 4, 2021 |
| Property Address | 506 MENLO ST, CHATTANOOGA, TN 37411-2807 |
| Document Number | 0000000060 |
| Book / Page | 12470 / 361 |
| Map Reference | MB 7 PG 8 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 2021050400060 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 506 MENLO ST, CHATTANOOGA, TN 37411-2807 |
| Investor | Possibly a Property Investor |
| Document Number | 0012470381 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 12470/381 |
| Name | MARGARET MCDONLAD ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $499.00 (+55.45%) | $32,950 (+129.22%) | $131,800 (+129.22%) Land $45,000 Building $86,800 |
| 2024 | $321.00 | $14,375 (-) | $57,500 (-) Land $15,000 Building $42,500 |
| 2023 | $321.00 | $14,375 (-) | $57,500 (-) Land $15,000 Building $42,500 |
| 2022 | $321.00 | $14,375 | $57,500 Land $15,000 Building $42,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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