489 Mackay Ave, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 489 Mackay Ave, Oradell, NJ 07649

Property Summary

Property TypeDuplex
Details3,460 sqft · built 1980
Lot Size0.172 acres (7,501 sqft)
OwnerCompany Name on Record
Last Sale$486,000 (Aug 2024)
Tax Bill$20,116 (2025)
Deeds & MortgagesFeb 2019 Sale
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN44-00103-0000-00010

Property Details

APN / Parcel Number

Primary APN44-00103-0000-00010
Alternative APNs
  • 440010300010
  • 00091320

Interior

Stories2 Stories
Building Area3,460 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number00091320
Street Address489 MACKAY AVE
CityORADELL
StateNJ
Zip07649-2618
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR5
Legal Description75X100
Legal SubdivisionMEYERHOFF PLACE
Legal Block103
Legal Lot Number10
JurisdictionBERGEN NJ
Township / Civil DivisionORADELL
Census Block Group2
Census Block2025
Census Tract40002

Owner

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address495 MACKAY AVE, ORADELL, NJ 07649-2618
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2019Grant Deed, Transfer
ARDENT TITLE GROUP LLC, ARDENT TITLE GRP LLC
Aug 22, 2017Deed of Trust, Mortgage · Line of Credit
LAKELAND BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2024 · Amount on Record
Deed SaleAug 22, 2024 · Amount on Record
Prior SaleFeb 6, 2019 · Amount on Record
Deed Document Number202449949
Deed Book / Page5305 / 419
Record UpdatedSep 20, 2026

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateFeb 6, 2019
Property Address489 MACKAY AVE, ORADELL, NJ 07649-2618
Document Number0031721813
Book / Page003172 / 001813
Instrument DateJan 11, 2019
Instrument8612
Transaction TypeTransfer
Record UpdatedFeb 20, 2019
Title CompanyARDENT TITLE GROUP LLC, ARDENT TITLE GRP LLC

Transaction

AmountAmount Recorded
Tax$770.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 MACKAY AVE ORADELL NJ 076492618, ORADELL, NJ 07649-2618

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address489 MACKAY AVE, ORADELL, NJ 07649-2618
Document Number0027611335
Book / Page002761 / 001335
Instrument DateAug 22, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address58 EASTBROOK DR RIVER EDGE NJ 076611004, RIVER EDGE, NJ 07661-1004

Mortgage

Document Number0027611335
DateOct 23, 2017
Book Page002761/001335
Lender
NameLAKELAND BK
TypeBank
AddressOAK RIDGE, NJ 07438
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityOradell Borough
Elementary School DistrictOradell Borough School District (KG - 06)
Secondary School DistrictRiver Dell Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$901,900 (+2.9%) Land $317,500 Building $584,400$901,900 (+2.9%) Land $317,500 Building $584,400
2025$20,116.00 (-6.15%)$876,500 (+11.27%) Land $305,000 Building $571,500$876,500 (+11.27%) Land $305,000 Building $571,500
2024$21,435.00 (+6.67%)
2023$787,700 Land $278,800 Building $508,900$787,700 Land $278,800 Building $508,900
2022$20,095.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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