Placer County property record for 512 M St, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,617 sqft · built 1960 |
| Lot Size | 0.17 acres (7,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Jul 2019) |
| Tax Bill | $4,115 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-063-012-000 |
| Primary APN | 008-063-012-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,617 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 7,398 sqft (0.17 acres) |
| Garage Area | 531 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 512 M ST |
|---|---|
| City | LINCOLN |
| State | CA |
| Zip | 95648-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FR L 7 8 BLK 20 WESTERN ADD #2 |
| Legal Subdivision | WESTERN ADD |
| Legal Block | 20 |
| Legal Lot Number | 7 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 21403 |
512 M St is owned and occupied by two individuals who bought it in July 2019.
Source: Placer County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 M ST, LINCOLN, CA 95648-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Line of Credit SAFE CU |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jul 19, 2019 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jul 19, 2019 | Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on File |
| Deed Sale | Jul 19, 2019 · Amount on File |
| Deed Document Number | 201951061 |
| Prior Transfer Date | Feb 26, 1996 |
| Prior Transfer Doc | 0000021003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 512 M ST, LINCOLN, CA 95648-1640 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 512 M ST, LINCOLN, CA 95648-1640 |
| Document Number | 0000053473 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2022-0053473 |
| Name | SAFE CU |
|---|---|
| Type | Credit Union |
| Address | FOLSOM, CA 95630 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 11, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 512 M ST, LINCOLN, CA 95648-1640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF SACRAMENTO |
| Name | Verified Name |
|---|---|
| Address | 512 M ST, LINCOLN, CA 95648-1640 |
| Document Number | 0000004364 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021-0004364 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jul 19, 2019 |
| Property Address | 512 M ST, LINCOLN, CA 95648-1640 |
| Document Number | 0000051061 |
| Map Reference | MB C PG 59 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 2019-0051061 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 512 M ST, LINCOLN, CA 95648-1640 |
| Document Number | 0000051062 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 2019-0051062 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jul 19, 2019 |
| Property Address | 512 M ST, LINCOLN, CA 95648-1640 |
| Document Number | 0000051059 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 51059 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3174 SOUTHCREEK DR LINCOLN CA 956488287, LINCOLN, CA 95648-8287 |
The 2025 property tax bill for 512 M St was $4,115 with a homeowner's exemption.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $407,157 (+2%) Land $89,237 Building $317,920 | |
| 2025 | $4,115.00 Homeowner's exemption | $399,175 Land $87,488 Building $311,687 |
| 2023 | $4,017.00 (+1.54%) Homeowner's exemption | $383,677 Land $84,092 Building $299,585 |
| 2022 | $3,956.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 512 M St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 512 M St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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