461 M St, Lincoln, CA 95648 Property Records

Placer County property record for 461 M St, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,712 sqft · built 1960
Lot Size	0.316 acres (13,775 sqft)
Owner	2 Individual Names on File
Last Sale	$171,000 (Sep 2009)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Sep 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`008-066-008-000`

Property Details

APN / Parcel Number

Primary APN	`008-066-008-000`
Alternative APN	`008-066-008`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,712 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	13,775 sqft (0.316 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	008-066-008
Street Address	461 M ST
City	LINCOLN
State	CA
Zip	95648-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 13 14 BLK 10 WESTERN ADD
Legal Subdivision	WESTERN ADD
Legal Block	10
Legal Lot Number	13
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2020
Census Tract	21403

Owner

461 M St is owned and occupied by two individuals who bought it in September 2009.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	461 M ST, LINCOLN, CA 95648-1637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2019	Quit Claim Deed, Transfer · Line of Credit GOLDEN 1 CU
Sep 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2009 · Amount on File
Deed Sale	Sep 29, 2009 · Amount on File
Prior Sale	Aug 17, 2009 · Amount on File
Deed Document Number	200983762
Prior Transfer Date	Oct 18, 1994
Prior Transfer Doc	0000074468
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jun 20, 2019
Property Address	461 M ST, LINCOLN, CA 95648-1637
Document Number	0000042251
Instrument Date	Jun 6, 2019
Instrument	42251
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	461 M ST LINCOLN CA 956481637, LINCOLN, CA 95648-1637

Mortgage

Document Number	42252
Date	Jun 20, 2019
Instrument	42252

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2049

Interest

Rate Type	Adjustable Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Sep 25, 2018
Property Address	461 M ST, LINCOLN, CA 95648-1637
Document Number	0000069136
Instrument Date	Aug 9, 2018
Instrument	69136
Transaction Type	Transfer
Record Updated	Oct 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	461 M ST LINCOLN CA 956481637, LINCOLN, CA 95648-1637

Tax Assessment & Valuation

The 2025 property tax bill for 461 M St was $2,258 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$225,126 (+2%) Land $92,155 Building $132,971
2025	$2,258.00 Homeowner's exemption	$220,713 Land $90,349 Building $130,364
2023	$2,203.00 (+1.61%) Homeowner's exemption	$212,144 Land $86,842 Building $125,302
2022	$2,168.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 461 M St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 461 M St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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