512 Larson Ct, Westminster, MD 21157 Property Records

Carroll County property record for 512 Larson Ct, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,498 sqft · built 2003
Lot Size	0.376 acres (16,358 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,670 (Sep 2003)
Tax Bill	$5,246 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-145055`

Property Details

APN / Parcel Number

Primary APN	`07-145055`
Alternative APNs	`7145055` `145055`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,498 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,358 sqft (0.376 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	45 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	145055
Street Address	512 LARSON CT
City	WESTMINSTER
State	MD
Zip	21157-7298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 40 - 16358 SF LARSON CT PLT 46-116 WINDEMERE ESTS PH 2
Legal Subdivision	WINDEMERE ESTATES
Legal Phase	2
Legal Lot Number	40
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3015
Census Tract	507802

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 LARSON CT, WESTMINSTER, MD 21157-7298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MAS ASSOCIATES LLC
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2003 · Amount on Record
Deed Sale	Sep 18, 2003 · Amount on Record
Deed Document Number	20031295
Deed Book / Page	3653 / 501
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	512 LARSON CT, WESTMINSTER, MD 21157-7298
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089640088
Date	Mar 14, 2018
Book Page	8964/0088

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	512 LARSON CT, WESTMINSTER, MD 21157-7298
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102110232
Date	Apr 14, 2021
Book Page	10211/232

Lender

Name	MAS ASSOCIATES LLC
Type	Non-Lending Institution
Address	OWINGS MILLS, MD 21117

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	512 LARSON CT, WESTMINSTER, MD 21157-7298
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107150261
Date	Mar 21, 2022
Book Page	10715/261

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,246.00 (+5.55%) Homeowner's exemption	$565,100 (+41.74%) Land $125,400 Building $439,700	$565,100 (+41.74%) Land $125,400 Building $439,700
2025	$4,970.00 (+10.32%) Homeowner's exemption
2023	$4,505.00 Homeowner's exemption	$398,700 Land $125,400 Building $273,300	$398,700 Land $125,400 Building $273,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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