505 Larson Ct, Westminster, MD 21157 Property Records

Carroll County property record for 505 Larson Ct, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,972 sqft · built 2003
Lot Size	0.301 acres (13,093 sqft)
Owner	2 Individual Names on Record
Last Sale	$406,890 (Feb 2013)
Tax Bill	$5,528 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-144903`

Property Details

APN / Parcel Number

Primary APN	`07-144903`
Alternative APNs	`7144903` `144903`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,972 sqft Total Area
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,093 sqft (0.301 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	129 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	144903
Street Address	505 LARSON CT
City	WESTMINSTER
State	MD
Zip	21157-7297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 26 - 13093 SF LARSON CT PLT 46-116 WINDEMERE ESTS PH 2
Legal Subdivision	WINDEMERE ESTATES PH 2
Legal Phase	2
Legal Lot Number	26
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3015
Census Tract	507802

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 LARSON CT, WESTMINSTER, MD 21157-7297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage SEBONIC FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2013 · Amount on Record
Deed Sale	Feb 8, 2013 · Amount on Record
Prior Sale	Mar 16, 2006 · Amount on Record
Deed Book / Page	7214 / 297
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	505 LARSON CT, WESTMINSTER, MD 21157-7297
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105440222
Date	Nov 4, 2021
Book Page	10544/222

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	234 Months
Due	May 1, 2041

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	505 LARSON CT, WESTMINSTER, MD 21157-7297
Document Number	0096690154
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	505 LARSON CT WESTMINSTER MD 211577297, WESTMINSTER, MD 21157-7297

Mortgage

Document Number	0096690154
Date	May 8, 2020
Book Page	009669/000154

Lender

Name	SEBONIC FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,800 (+22.91%) Land $122,600 Building $425,200	$547,800 (+22.91%) Land $122,600 Building $425,200
2025	$5,528.00 (+9.77%) Homeowner's exemption
2023	$5,036.00 Homeowner's exemption	$445,700 Land $122,600 Building $323,100	$445,700 Land $122,600 Building $323,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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