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512 Gardner St, Joliet, IL 60433 Property Records

Will County property record for 512 Gardner St, Joliet, IL 60433

Property Summary

Property TypeSingle Family Home
Details907 sqft · built 1890
Lot Size0.19 acres (8,061 sqft)
OwnerIndividual Name on Record
Last Sale$41,500 (Apr 1994)
Tax Bill$2,402 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN30-07-15-310-013

Property Details

APN / Parcel Number

Primary APN30-07-15-310-013
Alternative APN
  • 07153100130000

Interior

Stories1 Story
Building Area907 sqft
Gross Area1,087 sqft
Basement Area907 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Construction TypeFrame
Lot Area8,061 sqft (0.19 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage Area540 sqft
Parking Spaces2 Parking Spaces
Deck Area80 sqft

Location & Zoning

Street Address512 GARDNER ST
CityJOLIET
StateIL
Zip60433-2234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 IN S W BOWENS SUB OF PRT OF BLKS 32 33 IN CANAL TRUSTEES SUB, BEING A SUB OF PRT OF THE W1/2 OF THE SW1/4 OF SEC 15,
Legal Range10E
Legal Township35N
Legal Section15
Legal SubdivisionS W BOWENS SUB
Legal Block32,33
Legal Lot Number14
JurisdictionWILL IL
Township / Civil DivisionJOLIET
Census Block Group2
Census Block2017
Census Tract882500

Owner

Source: Will County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address512 GARDNER ST, JOLIET, IL 60433-2234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 1994 · Amount on Record
Deed SaleApr 26, 1994 · Amount on Record
Deed Document Number199443463
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Recording DateSep 29, 2026
Property Address512 GARDNER ST, JOLIET, IL 60433-2234
Document Number0000060681
Instrument DateSep 22, 2026
Instrument202660681
Transaction TypeMortgage
Record UpdatedOct 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 GARDNER ST, JOLIET, IL 60433-2234

Mortgage

Document Number0000060681,
DateSep 29, 2026
Instrument202660681
Lender
NameABRI CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueSep 26, 2033
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionJoliet Township
MunicipalityJoliet City
Elementary School DistrictJoliet Public School District 86 (PK - 08)
Secondary School DistrictJoliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,402.00 (+26.69%)$45,917 (+9.3%) Land $9,718 Building $36,199$137,751 (+9.3%) Land $29,154 Building $108,597
2024$42,010 (+24.42%) Land $8,891 Building $33,119$126,030 (+24.42%) Land $26,673 Building $99,357
2022$1,896.00 Homeowner's exemption Senior Citizen's exemption$33,764 Land $7,146 Building $26,618$101,292 Land $21,438 Building $79,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims60 (1981–2005)
Claims Outside the SFHA7 of 60
Most Recent ClaimNov 2005 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOLIET
serves 160,000 people · EPA ID IL1970450
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Bertram Communications, T-Mobile, Verizon.

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