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505 Gardner St, Joliet, IL 60433 Property Records

Will County property record for 505 Gardner St, Joliet, IL 60433

Property Summary

Property TypeSingle Family Home
Details1,200 sqft · built 1890
Lot Size0.11 acres (4,766 sqft)
OwnerIndividual Name on File
Last Sale$71,000 (Apr 2020)
Tax Bill$2,668 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-07-15-309-002

Property Details

APN / Parcel Number

Primary APN30-07-15-309-002
Alternative APN
  • 07153090020000

Interior

Stories1 Story
Building Area1,200 sqft
Basement Area1,200 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Lot Area4,766 sqft (0.11 acres)
Lot Dimensions100 ft deep x 40 ft wide

Location & Zoning

Street Address505 GARDNER ST
CityJOLIET
StateIL
Zip60433-2233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 IN WILLIAM H ROSS SUB OF PRT OF BLKS 31 38 IN CANAL TRUSTEES SUB, BEING A SUB OF PRT OF THE W1/2 OF THE SW1/4 OF SEC 1
Legal Range10E
Legal Township35N
Legal Section15
Legal SubdivisionWILLIAM H ROSS
Legal Block31,38
Legal Lot Number2
JurisdictionWILL IL
Township / Civil DivisionJOLIET
Census Block Group2
Census Block2016
Census Tract882500

Owner

505 Gardner St is owned and occupied by an individual who bought it in April 2020.

Source: Will County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address505 GARDNER ST, JOLIET, IL 60433-2233
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2020 · Amount on File
Deed SaleApr 14, 2020 · Amount on File
Deed Document Number202027762
Prior Transfer DateAug 20, 1998
Prior Transfer Doc0000097452
Record UpdatedOct 29, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateApr 14, 2020
Property Address505 GARDNER ST, JOLIET, IL 60433-2233
Document Number0000027762
Instrument DateMar 31, 2020
Instrument27762
Transaction TypeTransfer
Record UpdatedMay 6, 2020
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$107.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address503 GARDNER ST JOLIET IL 604332233, JOLIET, IL 60433-2233

Mortgage

Document Number27763
DateApr 14, 2020
Instrument27763
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 13, 2050
Interest
Rate TypeFixed Rate
Rate6%

Tax Assessment & Valuation

The 2025 property tax bill for 505 Gardner St was $2,668.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionJoliet Township
MunicipalityJoliet City
Elementary School DistrictJoliet Public School District 86 (PK - 08)
Secondary School DistrictJoliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,668.00$33,223 (+9.3%) Land $6,149 Building $27,074$99,669 (+9.3%) Land $18,447 Building $81,222
2024$30,396 Land $5,626 Building $24,770$91,188 Land $16,878 Building $74,310
2022$2,256.00$24,430 Land $4,522 Building $19,908$73,290 Land $13,566 Building $59,724

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 505 Gardner St in Zone X, an area of minimal flood risk, though there have been 60 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims60 (1981–2005)
Claims Outside the SFHA7 of 60
Most Recent ClaimNov 2005 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 505 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOLIET
serves 160,000 people · EPA ID IL1970450
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Bertram Communications, T-Mobile, Verizon.

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